BUY HOME NOW OR WAIT? | Buying vs renting | Buying a house in Netherlands

Should you buy a house in the current hot market or wait for prices to drop? I discuss based on housing shortage, interest rates, buying vs renting.

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Disclaimer: Calculations in this video are examples only. I encourage you to calculate for your own case and consult your financial/mortgage advisor.

[inesvilalva]

Very helpful and helps understanding how things work!! Thank you and keep those videos coming!

[papacidero]

Thanks! This video is really helpful, I'm struggling now with mixed feelings about it, that it is not the right time to buy a house, on the other hand, I have the feeling that this is the time to do it. But the explanation that you give about Rent vs Buying cleared my mind in a good way.

[NeelanjanaDutta]

Very informative. We struggled to find a house in affordable cost and especially with the crazy bidding amount. Finally we decided to invest in new construction project. Yes we need to wait for a year for it but it won’t need any bidding and also it would be a brand new customised house with brand new technology, energy label. What do you think?

[gracielyelias]

Great videos, Ajinkya! Thanks for creating this content!

One of the questions I have is: shall I be suspicious if an apartment is on sale for about 6 months?

[ArjunWadhawan]

I like the example on how reduction of 1% rate increases the house price by 25%

[Commenter]

Is it still worth investment to buy a house in the Netherlands? With interest rates of 3.86%-4.01%

[swapnascookbook]

Are you focusing on specifically for Netherlands??

[timirsoni]

Hi Ajinkya,
Hope you are well. I require bit help in getting best mortgage rate.

I am moving to Eindhoven in August along with my wife. My company is located in High Tech Campus. I am getting difficulty in finding house on rent. I am willing to spend 1200-1300 euros but still not getting house.

My next goal is to buy house in Eindhoven as it would be better to pay mortgage compared to rent.

Thanks,
Timir

[suyogkapsikar]

This analysis can be extended to other markets as well..

[caunteya]

The house prices will not drop by the nature of supply and demand.
The shortage of houses is by design.
Banks and Real Estate sector have significant control over politicians in NL.
Real estate and Banking sector benefit when the house prices are high.
The parliament has made it extremely difficult to create cheaper housing by bringing in stringent laws on environment, on behest of the corrupt nexus between banks, politicians and relax estate.

They want the normal public to work their asses off for the rest of their life to pay back the mortgage of a house which should not be more than 30 percent of its original value.