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[ocgiggin]

Velocity banking and this wonderful lady’s insight helped me be at my best financial stability in decades. I am a low income individual that went from a 580 credit score to a 750 in less than a year. I had savings that were just sitting at the bank at their mercy and cc debt, car loan, personal loan interest eating away at that savings. I put all my savings into my cc and paid the car loan and personal loan with the cc. Then I paid the cc again with my income, my scores went up and now I have close to 20k in revolving accounts to use for a vacation, a new car, or for a rainy day. No more debt, no giving my money to the banks (hahaha) and I’m sure I can get another 20k of revolving lines of credit no problem. Thank you Vanntastic!

[JegtoDFW]

“Now if that’s not a demon, I don’t know what is.” 😂😂😂

[SHamm]

That was a great line, Christy: "We're not gonna "feel" our way out of debt. It's just numbers"! You are wonderful! Thank you for your kind and generous heart in teaching us all of this! God is using you big time through all of this! ❤❤❤ (Sarah)

[ericjones]

Excellent video young lady. Well explained and the truth. Banks fear people knowing that they are scamming them. If someone holds on to a 30 year mortgage, they are paying for two houses. The customer gets a house and the bank gets a house. They will be paying double on the house with a 30-year mortgage if the mortgage is taken to the full term of 30 years. Have a great day.

[patricia]

What an excellent explanation! I was wondering about this same topic, and was on the phone with my bank/ mortgage department. I inquired about “ Velocity banking” and “ What if I paid $1, 000.00 from my PLOC onto the PRINCIPAL of my mortgage?” She said, “ Oh no! You would be paying so much more interest!” I replied, “ Yes, the video I watched told me you would say that.” 😆 She stuck to her guns, but after seeing this, it’s proof in black and white! Thankyou so much Christy! I’m excited to pay down my mortgage faster, thanks to you. We love ❤️ you. 💕

[growingonthegriddle]

A commercial popped up saying DON'T pay your bills on time...lol...the system really wants us in debt (chains)!

[felixsosa]

Always helpful thank you for all you do, awesome information and great common sense!

[louiswilliams]

Wow another excellent video ! Great job ! I am working on getting my things to you !

[WILLIAMALLENAYL-SUCCESS]

While I messed up my sound, on my phone, and cannot hear you, I see you have kept doing amazing things this for your listeners, by extending your knowledge and kindness beyond others dreams! Thank you for trying to help me & my son!

[CKLoving]

Great details and comparisons on how effective this strategy can be

[darrickjohnson]

Thank you so much. I didn't know anything about velocity banking before. I was always afraid of getting credit cards again after I came out of 15K credit card debt. I have discovered through these videos that I was using them in the wrong way.

[cocoachera]

As soon as I get my score up I'm doing this! I just started velocity banking and I'm so excited to be free!

[saeidred]

It was great way to go! I wished I have known it when I bought my house. I am going to use $75k from HELOCs because lender doesn’t allow more money to take out, and also $30k from saving in addition $38k from 401k which is going to be $143 for 20% downpayment.second step, we will move our paycheck and money from rental our home into HELOCs and move into a new house. Thank you so much for educating me and helping us to be wealthy!!!!

[fredblankenship]

mee, too thankyou for removing the blinders i had on.

[Judemclean]

Hi, I enjoy your videos. We considering swapping our mortgage for a HELOC. We have a 2.9% first mortgage so we need to be sure that this is the best strategy. We are also selling a revenue home bringing about $200, 000 to the table. With your method we would put the $200, 000 cash into the HELOC reducing it down to $250, 000 but I am hesitating as what happens when and if the real estate market TANKS? All the 'equity' can be lost overnight! There is lots of doom and gloom out there that this will happen.

[virtuouslysetapart]

This is awesome! I was not sure about how the regular mortgage payment was deducted from the expenses. I need tutorial for this! I’m so interested in this for my Mom who is a senior and struggling

[cindydaley]

I love you videos! I have a question. I thought the bank penalized you if you paid your mortgage too quickly because they’ve already figured out how much interest they would get from of you for the next 25 years.

[jamelappsolute]

Great video, it's not a feeling it's just math.

[mattt]

How did you get a cash flow of $2, 266? Is that supposed to be what’s leftover from the income minus expenses?

If so wouldn’t the cash flow be $2, 340?

[spoon]

Hi been watching a few of your videos very interesting how does one go about getting a Heloc and where to you get one at.Thank you