What Happens To My Cash Value When I Die?

Some opposition to whole life insurance is that you lose your cash value and only keep the death benefit. This is a common misconception and one that can be disproven with the facts and figures I am presenting. #wholelifeinsurance #lifeinsurancepolicy #infinitebanking

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[candiceclgg]

What if you just do it for like a year? Do you make a profit?

[candiceclgg]

Is that more profit than a CD account?

[cometcal]

The most logical assumption to the term "Total Cash Value" is that it's the amount of money a policyholder gets if one wants to cash out the policy. Is this accurate?

[leosuarezjr]

It’s simple option A or B end of discussion

[fuzzyelm]

If I just purchased term life insurance and put a hundred thousand dollars a year into mutual funds in 10 years I would have $1, 598, 000.oo
That’s half a million dollars more than your cash value here and yes I will need to pay for the term insurance and that would mean I would have spent $253, 000 at the highest rate possible! It’s going to be much less in reality but I wanted to show what a bad product this garbage is’