How Often To APPLY For A Credit Card & NOT GET DENIED

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Ever wondered how often you should apply for a credit card? Is it better to apply every month, or should you wait for your credit score to hit a certain level? In this video, I’ll break down the strategies that helped me get approved for over 40 credit cards without damaging my credit score—and I’ve kept my score above 800 the entire time!

You’ll learn how to time your applications, avoid common mistakes that can hurt your credit, and, most importantly, discover lender-specific rules to ensure you never get denied again. Stick around to the end for a deep dive into those lender rules—you don’t want to miss it!

Enjoy!

Credit Builders:

Business Credit Lines:

Credit Monitoring

Loans:

DISCLAIMER:
This video is for entertainment purposes only. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author make no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video. This video and description contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for your support!
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Thank you Naam.
That’s very helpful information.

davidprasad
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BRUHH IM JUST AT 10 CARDS AND BRO PULLS OUT 40+ 😂😂😂

KlasicMusic
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This might be the best "real information" video you have ever posted. Very helpful video. I will forgive you now for shilling that crappy Sable card.

eldoradopublican
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I'm at 73 cards between personal and business my velocity the last 2-3 years has been high. Once you figure out the banks that are not sensitive about inquiries it makes it easier, some 50/50 gambling along the way happens. Yes it's best to space out your apps but having a large profile with low utilization can override possible denials.

shawn.credit
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This is a check up for me.. I’m moving in the right direction.. 11 credit cards and counting!!

claim_your_crown
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I just got two chase business cards in less than 30 days so that’s not a chase rule. I got approved for the business cash card on 9-24 and I just got for the business unlimited on 10-12 . Otherwise great info Naam💪🏾

cliffordtnoel
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Hi Naam, do you have a video on how to use zil for adp?

RiriAbear
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When did Capital One cap to two cards only

fiverocktrading
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Naam, my question is should I be applying for a new card every 3-6 months if I plan on making a big purchase such as a vehicle or a mortgage within the next 2 years?

northwestcutt
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The Bank Card scale is 250 to 900, not 300 to 850.

floydbanks
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The 2 card rule for capital one is a myth. I have 3 cards with capital one

daguy