THIS 3 Fidelity Index Fund Portfolio is ALL You Need

In this video, I’ll show you how to find the best Fidelity index funds for your portfolio and reveal that simple three-fund portfolio. I’ll then show you how to combine this with individual stocks for an even higher return!

But don’t confuse easy with not as good. In fact, the simple three-index fund portfolio I’ll show you in this video would have beaten more than 80% of the professional money managers over the last 10 years with a 13% annualized return. This Fidelity Fund strategy will not only take the guesswork out of investing and beat most fund managers but will also help protect you from some of the worst investing mistakes you’ll make!

0:00 An Easy Fidelity Index Fund Portfolio
1:28 Best Fidelity Stock Fund
2:28 How to Find Fidelity Index Funds
3:06 How to Compare Fidelity Funds
3:20 Are Fidelity Fund Fees Worth It?
4:40 Best Fidelity Index Fund for Real Estate
5:50 How to Invest in Fidelity Index Funds
9:28 Best Fidelity Fund for Bonds

My Investing Recommendations 📈

Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.

[christainjames]

I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

[SuNdAyBmX]

I like fidelity. More user friendly and for people starting out there is no minimums to get started. You can also buy fractional shared opposed to vanguard.

[suceyfg]

I like your videos! Thank you.
I would like to share a better option, in my opinion, than: FBCV, FREL, FBND.
My suggestion is: SCHD (55%), SCHG (30%), SPYI (15%).
As a retiree, I need income as well; thus, SPYI instead of a bond fund. Good luck to all.

[micahtaylor]

I use a Fidelity total market mutual fund, FZROX, in my ROTH. It's zero fee and tax free.

[txbiker]

Why not FSPGX as a growth fund with super low fees? Whats the deciding factor with FBCV vs FSPGX?

[judynewsom]

With all of the current events, what is the best approach to profit from the present market? I'm still debating diversifying my $400k stock portfolio to obtain some profits while minimizing risk.

[thejesser]

FREL ETF is an excellent REIT, I've had it for over a year and it's been pretty solid with consistent dividends. I own individual real estate stocks that swing up and down, FREL has 171 real estate stocks that balance it out really well, which is why I also like FSTA.... Fidelity's not the biggest dividend payer, but they really know how to balance out the stocks in their ETF' thanks Joseph.. 👍

[jet]

How does FBCV qualify as an index fund? Holding only 76 stocks with a turnover rate of 54% this is about as actively managed as anything out there. And an expense ratio of 0.59% is hardly cheap. Why not just jump Into FXAIX which invests in 500 stocks and has an expense ratio of 0.015%. Very confused by this video.

[wayneallen]

I use the Fidelity sector funds, hold the real estate, staples, utilities and financial shares, long term.

[randy]

Well, here's my take at Fidelity: FDIF, FREL, and AVGE for equities. Add a T-Bill ETF and an intermediate Bond ETF plus the money market fund SPAXX and you are set. Drip them and add to them when you can. My portfolios are at Fidelity - 4 IRAs and 2 taxable accounts.

[Imran-Lalani]

I have 85% FXAIX in my t401k and 100% FZROX in my Roth IRA.

[scottdaniels]

I love using Bond proxy like Preferred stocks & baby bonds under par....lots of under par Investment grade on sale RIV-A, ADC-A, PRH, PSA-S, DTG, just to name a few. (All yielding over 5.5% and YTC is higher)

[akin]

A similar Ishares and Fidelity ETFs can do the same. 65% into ITOT, 25% into FREL, and 10% into STIP/AGG.

[Andformerthingshavepassedaway]

My wife's 401k is with Fidelity now and I use Scwabb sometimes I think their as good or better than the Vangaurd Blackrock, and of course the Global X, when u have zero shame, also I'm going with Truist and Td over Boa and Wells Fargo.

[krdfy]

I entered FBCV in the fidelity app and already got a warning about the risks related with this ETF. Not the best idea recommending something like this.

[mattd]

I'd be curious to hear why you think bonds are of value in longer term portfolios especially given the drop we have seen this year. The potential return LOST on the 10% from what I have seen strongly outweighs the "protection" aspect given long term horizons as long as you are confident in your ability to withstand larger potential drawdowns. Cheers.

[jgill]

Expense ratios are too high with Fidelity funds. Go with SCHD .06%. Set dividends to reinvest and then ignore it.

[randydaugherty]

I use Fidelity as I like the broad range of options that they offer,

[tonynes]

Thanks Joseph. This was useful because my employer-Healthcare company (Sutter Hospitals ) on the west coast uses FIDELITY for their 403b. I need to go on the website and see what I chose a few months ago. But if these funds are available I will look at them. Even though I can retire in 3 yrs, I will still contribute....I haven't amassed a lot of money. And I will be following you even after that. Thanks! (OMG, Average Joe investor on YouTube has a video on fidelity index funds. Will watch that too! Oh, that was a year ago).

[markliberatore]

I'm a big fidelity fan! Go fidelity!