Medicare Supplement Hidden Risks Part 02

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Medicare supplement Hidden Risks Part 2 includes risks to premium rates that most consumers are unaware of. This two part series will detail how to filter out those insurance companies that are most likely to have pricing problems down the road.

Watch as i show what happened to CSO Medicare supplement plans and CSI Medicare supplement plans, as well as Lumico and Lasso Medicare plans.

#medicaresupplement #medigapseminars #medigap

[lindachick]

So valuable Matthew. Some folk don’t have a business sense. Most of us need guidance. I am so grateful to you for this 😊

[fredklapetzky]

Thank you for explaining the why behind the rules. It makes for longer content, but those of us getting ready to make these decisions need just this information that is not found elsewhere.

[donwarren]

If you’re willing to invest time to make informed supplement choices and then to follow up this series is perfect.

[J_Neighbor]

Matthew-great video! Call it “Advanced Medicare Training for nerds!” I’m a nerd, and have been studying Medicare since I was 60 - mostly via Youtube videos. It’s this type of video that goes above and beyond, and has attracted me to have already contacted your firm - I turn 65 next May! Thanks for “advanced” videos like this!

[davec]

All the best. No one ever mentioned AM Best ratings.

[tomm]

Great video, as usual, Matthew. In addition to Lumico, Elips is also owned by Swiss Re. Also, my sister who lives in PA was in a Plan G with Transamerica since she turned 65 in January 2019. A little more than a year after that in September 2020, Transamerica stopped offering supplement plans to new people. (They had been in the supplement business only 5 years, since 2015.). Her rates went up at least 14% each year. We talked about it back in June of this year and she passed underwriting and moved to a Plan N with Mutual of Omaha in August. She's saving $64/mo. I was afraid that her premiums would keep rising with the ever shrinking pool of people in the Transamerica plan. I've learned SO much watching your videos and some other videos on Youtube. Thank you for what you do for seniors!!! (I'm a subscriber and I 👍all of your videos.)

[ranman]

I love your calm, fact based approach. I have learned a lot from watching your videos. My initial enrollment period doesn't begin till January but from watching your videos I know I'll be selecting a Plan N supplement plan. I now realize I'll likely need help picking the insurer, lol.

[BlueRidgerMike]

Excellent content; very meaty and informative!

I have one year to go before I enroll in Medicare and definitely will be in touch about four months out before my Medicare effective date.

In the meantime, I have been educating myself about Medicare... pros, cons, pitfalls. With such a life-impacting decision, it pays to do research!

I am reminded of a proverb: "The inexperienced person believes every word, but the shrewd one ponders each step."

Thank you for taking the time and thought to record this, Matthew!

[lauralynne]

Not boring at all (to those of us craving to know "the why, " those of us desirous of obtaining a fuller-body of knowledge before we make this critical, possibly life-altering decision).

Thanks, Matthew!

[victoriafeldhaus]

Thank you for your service. You make things so much clearer.

[tomschmidt]

Being a geek I like knowing these background details but at the same time count on people whose day job it is for advice. When my wife and I worked with you several years ago to change supplement plans you talked about some of these topics but this was more in depth coverage. Interesting point you stressed that picking the right insurance carrier is as or more important than picking the right supplement plan. One needs to do both and hope their crystal ball is as accurate as possible. At least in our case your recommendations have been spot on and I appreciate the effort you put into educating folks about Medicare.

[bigd]

Liked, been subbed quite awhile. Never bored with your videos. Always have pen and paper taking notes! Thanks for all the great info Matt. Appreciate it!

[wovsrlz]

Once again you've provided important information about Medigap policies. Thank you very much!

[marymidwestill]

Yes, Matthew, what a great video. (Before I retired, I used to do presentations rather like this in an entirely different zone & I know, from the many hours I spent at that, how much time & energy goes into producing content--clear & useful-- in a zone that will be at least somewhat "exotic" to the audience.) Many many thanks for the ongoing education & the peace of mind that comes from listening to your videos. Your depth of knowledge & believability shine through.

[BrittMFH]

I just signed up for a supp and so glad I went with a national company that's been around. Good information.

[BenRem]

I am so glad I clicked on a link to see a totally unrelated video because somehow that video led me to you! It had to be fate since there is no other explanation. My husband and I are totally lost in what I call The Medicare Maze. I was panicking until I watched one of your videos. This is only the second video of yours that I have watched and I have already calmed down considerably. You are exactly what we need. Your videos are filled with an enormous amount of information yet you explain everything so clearly. I will be back later today along with my husband to watch more of your videos. Thank you so much for caring enough to share your incredible amount of knowledge with those of us who desperately need it.🙂

[debrazak]

Great video Matthew! I continue to learn so much from all your videos. You are my go to expert. My husband and I worked with Talita at your firm & she was excellent & very knowledgeable. We are signed up & feel confident in our choices using her assistance & your knowledge guiding us. 😊

[vidacruz]

This is very valuable information. I must watch video one and two again to absorb this information. Thank you very much.

[rosehall]

You make Medicare so much easier to understand

[angelaedwards]

Excellent video. You've given tips that would not have thought of.