Importance of a Certificate of Title + Cancellation of Encumbrance (Taglish) | MCO Law Office

In this video, I talked about the importance of a certificate of title and gave some tips for potential buyers of real property in the Philippines. The terms "clean title" and "liens and encumbrances" are also discussed. Guidelines on how to cancel a memorandum of encumbrance are also touched in this video.

#landtitlesanddeeds #landtitle #realestatephilippines #buyertips #lawyervloggerph #legalinformation #lawyerphilippines #legaleducation #awareness

[maricelaguilar]

thank you po atty..ang galing nyo pong magpaliwanag..talagang detalyado..dami ko po natutunan..salamat po uli..

[ferdzdelrey]

Mam atty, thank you po sa mga advise at very informative and helpful na kaalaman para sa lahat.. sna mgkaroon pa ng mga lawyers via online na mkkatulong sa taong maliliit at kapos sa kkayanang mkpgbayad kahit sa pagkonsulta lamang.. mabuhay ang mga gaya mong handang mgbigay tulong at serbisyo para sa bayan.

[teofayevblog]

Thank you Atty for the info about memorandum of incumbrances God bless you marvelously

[kv]

Maraming Salamat, Atty Oliva. Very informative

[roseannpinza]

panu po f may memorundum of encumbrances pero me nakalagay na cancelled

[glendspropertyblog]

Thank you atty.fr very imformative, topic..♥️ detalydo ang pagkka explain..😊

[byaheniangkol]

nice topic atty. nasagot mo yung matagal ko ng iniisip isip 😎

[lorenaguilaran]

Very informative. New subscriber here ❤

[olivalawofficedigoscity]

Hello, everyone in the internet! Thank you for your comments. Unfortunately, I cannot answer all of them since most of your queries require legal advice that is preferably given in a legal consultation setting, where all communication are treated with confidentiality.

[janicelorania]

If example po may annotation ang TCT na ang owner na nang lupa ay and Landbank of the Philippines since 1995 po? Tapos Yung lupa ay tilled by a tenant farmer for 25 years without the presence and support of the owner...pero ang nakalagay pa rin na owner sa title ay yilung mga anak ng dating owner. Ano pong previleges or advantage nito sa farmer?

[jenyatienza]

Thanks a lot atty for such very informative legal matter about on how to clean encumbrances and all memorandum anotated in the title of Property in RD🙄😄👏

[edithlg]

Thank you po Atty.
Pwede po bang PSA-issued cert. of marriage ang gamitin sa petition to cancellation as proof of identification sa pagpapa-notarized po?

[MonalizaBenitez]

Hi Attorney! Paano po pag ang nakalagay sa Memorandum of Encumbrances is "Exemption from article 567 civil code is specifically served." Ano po ibig sabihin niyan?? Mortgage po yung nabili ko pong bahay. Foreclose sale po.

[jonathanryanmiclat]

Attorney, galing po ng DAR at binayaran na in full ang property. may mga resibo naman. Ang clarification ko po, pag ba nagpatangal ng annotation sa title, as in hindi napo kasamang mapi-print yon pag kumuha ng bagong title sa RD? Yung naka annotate sa title ay may na-cancel narin. Annotation sa taas na bahagi ng papel, at sa baba naman ang cancelled.

[miriammuyana]

Gud pm ho I hope n masagot ang question ko.
1. Sa Contract ng housing loan under hdmf may tatak ang photocopy ng TCT( may deed of assignment ang developer sa hdmf), Memorandum of encumbrance. Lahat nagng entry transaction sa bilihan ng property or Deeds of Sale ay may word n Cancelled sa statement, at bawat page ay may malaking CANCELLED. At duon mismo sa lower part ng CERTIFICATE OF TITLE ay may cancelled. Meaning ito ay Void or Fake title.
Now, lahat yan ay documented sa RD, but ang masaklap alam ng RD n void ito still nag I issue sila ng fake title duon sa new owner n nag process ng transfered title dhl nag fully paid n ang housing loan sa hdmf at, n ibenta at na ibenta nang hnd nag kakaroon ng filling for Petition for cancellation of emcumbrance. If it is not a clean Title what is the real status of this Title that we acquired from hdmf. People are not aware of it, they never inform the borrower regarding this matter. So what do we gonna do this? Thank you

[susanabarquez]

Good pm attorney, what if we are heirs of the late declared owner long time ago Ang we claim it. Ang there are sitters.

[jeanmalcampo]

Hi atty, paano kung ang awardee ng farm lot nakabayad na in a direct payment, sa unang may ari ng lupa at may titulo na ito, ngunit may naka annotate na emcumbrace hindi na certify na bayad na in a direct payment, patay na at walng surving hier, paano mapa certify ito, at kanselahin ni ROD? Salamat po

[dianxifan]

Good day Atty Oliva 😊 Thanks for the information you shared in this video. Sa 11:44 po you mentioned that the encumbrances should be cleared through the court for a title to be considered “clean”. What if po deed of restrictions from the developer and cancellation of mortgage ang nasa memorandum of encumbrances ng isang titulo? Need pa rin po ba ito ipa-clear? Or safe na po ba bilhin considering paid na po ang mortgage and annotated na, and the deed of restrictions po is yung mga guidelines/limits lang sa house construction ng HOA ng isang exclusive subdivision? Thanks so much po

[edmarieocampo-wqiu]

Atty cdependants po dndlay lgi hearing almost inuulit lng ang alwz resetting.dlaying tactics po.ngfile po kmi ng dcisyon.denie ng judge.bgyn prw ng second chnce.pero gnon prin gngwa sa hearing.

[hunyodaisynueve]

Hello Atty! I love you. hehehe. I can hear Cocomelon in the background :)