2023 Q1 Financial Plan Pt 1 - Savings Goals | Savings Challenges | Budgetmas Day 7 | Planning Ahead

Welcome to Budgetmas Day 7

In this video I finally put pen to paper and commit to my 2023 Q1 savings goals.

[Mrsmadison]

Choo Choo train to late agreed, quarterly is excellent, you got this,
I love saving Cowgirl $5 challenges cash envelopes.
We are a Retired couple, who are debt free, raised 8 kids and loving our Grandkids and family living our life in Frugality ❤️

[LeighsBudget]

You 100% have got this, you have thought everything out and you know what your main goals are and having it written down is an incentive for you to keep going and smash it 😊 x

[elizabethb]

When I was focused on building up my savings I liked to think of how much potential 'freedom' I was earning myself. Save a few hundred = ahead on some bills. Save some more = able to cope when a large medial bill appeared (yay 'Murican health care system). Save X thousands = X months of expenses. It gets really exciting when X gets bigger and you eventually get to a point of multiple months of 'freedom' and it feels like you can do anything. Need to move? No big deal. Want to tell your terrible job to shove it where the sun don't shine? You can, you've got X months covered while you find a nontoxic job.

[traciesmobile]

Re getting a month ahead. Build up one bill at a time starting with smallest.
Re goals, set an amount each pay. Review it each pay period. It doesn't need to be the same each time.

[triciajones]

New subscriber here. I was in your mindset for so long. I had only ever known debt and savings were a distant pipe dream . Over the past few years I have started to get my head round it. To such a point that I saved £1200 for this Christmas. You totally got this. X

[GillianBudgets]

You definitely got this. It will be a challenge, but you'll definitely feel so proud of yourself for achieving it, and the next quarter of goals won't be so bad. Enjoy your first day at work ☺️

[kristinem]

Youve got this Nicole. Have a great first day at the new job.

[suzie]

You can do this ❤ breaking down your budget into quarters make fantastic sense. I’m going to join you . I get disheartened with long term challenges. The penny savings challenge is the only one I’m managing to sick to ! Good luck xx loving your content. Thank you 🙏

[midlifekhrissy]

No worries about the intro… we already know it like the back of our hands 😅

[whatwouldpicarddomakeitso]

Thank you for sharing . You’ve Got This 😉. I think the fact that you are taking control by knowing how your mind thinks and finding the best way working with that will bring you success.
Go for it..I’ve no doubt that once you start doing it and if feel a need to tweak it, then you will do so successfully as you have already made the step of taking control of your finances and that’s the important thing .. well done .🇬🇧👍🏻💛🤍