Ditching Debt Is the Fastest Path From Stress to Peace | July 16, 2024

The Ramsey Show (July 16, 2024)

Dave Ramsey & Jade Warshaw answer your questions and discuss:
- "I can't forgive myself for past financial mistakes,"
- "Can I use my inheritance to purchase a truck?"
- "Should I do the Baby Steps out of order?"
- The facts about extended warranties,
- "We have $150K in credit card debt,"
- "Should I consider a short sale of my house?"

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[jeremiahsmith]

Lol I always find it funny when people call in and say “I’m on baby step #.” And then proceed to prove they aren’t following the baby steps at all with their questions haha

[kellibuzzard]

Caller #1 calls in to a national radio show to yammer on about $170. What in the world?

[jerrygenocyde]

First Lady forgot the “live and GIVE like no one else” like dang. Can’t even pitch in a little for your husband to be able to have his daughter ma grandchild there even if you don’t like them? And you’re on BS6? Sheesh 😆

[nickperry]

Who, being on baby step 6, would not just refund their own child $170. Are you that hard up for the money?

[johnparker]

First caller is obnoxious. It’s $200. Get over it and move on

[luismunoz]

0:42 Caller 1
13:01 Caller 2
21:48 Caller 3
33:00 Caller 4
43:38 Caller 5
47:39 Caller 6
53:46 Caller 7
1:00:51 Caller 8
1:05:55 Caller 9
1:26:58 Caller 10
1:32:57 Caller 11
1:38:22 Caller 12
1:46:00 Caller 13

You’re welcome 😊

[quelad]

I love Dave's lady voice "I just wished we communicated more" 😂

[ClutchSling]

Love how Jade changes the dynamic w all the other folk she works w, especially Dave, he’s a bit more relaxed and cheery

[jefferypeplinski]

"I did then what I knew to do then. Now that I know better, I do better"

[kellibuzzard]

“Those convinced against their will are of the same opinion still”--17th-century English poet Samuel Butler. Nice literary quote Dave re: caller one. :)

[longisland_stacker]

$170? Acting like its $170, 000…. grow up

[ComfortB-ut]

The BIGGEST LIE You've Been Told About Money is that it doesn't grow on TREES!! 😆

[amandalinder]

I used to struggle with my past financial mistakes like Brea. The biggest regret I had was student loans from grad school. I agree with Jade’s view and the Maya Angelou quote. What also has helped is this realization from my husband: if it hadn’t been school loans, we would have spent the money in another foolish way before we knew better.

[myoldvhstapes]

I love these all-call shows when Dave is on (No segments with celebrity guests or debt free screams.)

[bonniekoivuniemi]

She probably feels upset. Also, you’ve been married to her father for two years that’s been his daughter 21 years think about it. He needs to help her. It’s only $100 and the family will be together. Family is what counts if you are in this baby step you say you are, you are able to help her as an adult what Dave Ramsey says you’ll be giving person, that’s not giving person to me

[bettedavis]

1:11:00 added to "what's your philosophy around debt" would be "what do you CONSIDER debt?" We hear so many callers who don't think of car loans or student loans as debt. Food for thought.

[GoldenOldies-]

4:10 first caller, you have NO RIGHT to judge what your adult step daughter spends money on!
Good she figured out that she couldn't afford it. Had she asked begging you would have hiven her yhe money back? I call Bull. If i were her, I would disengaged completely from this family because i think they are holding the money from her out of spite. Adult dsughter is not an alcoholic! That was completely out of line. Adult daughter has your grandchild to take care of and you all refuse to give her back $170 bucks she gave you? wow. hope you really feel good about yourselves!

[tybossey]

Baby Step 6 and we're talking about $170? Am I missing something here? 😂

[YouMissedBro]

Poor dude is simping for a single mom with 2 kids and he knocked her up with a 3rd. Living on poverty wage and shes trying to tell him NOT to work?

Simping is costly fellas!

[msparr]

First call - more than $170 worth of energy spent.