How To Budget & Save Money | ADULTING 101

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Here are all the easy to follow budgeting tips I've learned so far in my 23 years of life. Keep in mind every now in then it's totally cool to dip into your rainy day fund and get the pizza and wine, at the end of the day it's all about finding a happy (or tipsy) balance, you feel?

Mint - spend tracking app

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LETS BE FRIENDS//
Snapchat - @kalynnicholson
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Honestly I find saving and budgeting the hardest part of being an adult. Great tips girl x

jesslsxo
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Budgeting is sooo important no matter how much money you make. It’s also important to live debt free! I teach people how to do that on my channel. Thanks for sharing!

MarriageMotherhood
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This definitely comes from a place of luxury. My rent and groceries alone is more than 50% of what I make in a month. Just do your best, and be super aware of superfluous spending and that's all some people can do

cadence
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I just love the aesthetic of Youtober 🖤☕️🖤

unknown-sd
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I used to go to Starbucks all of the time too, and when I realized how much money I was spending a week on my coffee, I knew I had to stop. Great video!

STELLA-govt
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adulting is so hard.. thanks for making it easier 😚

brisfavoritethings
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your adulting 101 videos are all i need thank you thank you thank you

claudiadanella
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Another tip for the essentials portion: don't have more than you can afford. Don't get a new car if you can only afford a used for now. Or a 2 bedroom apartment if you really only need one bedroom. It will help get you on track or out of debt if you downsize to what you really need.

TheEickert
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Kalyn you seriously have been reading my mind, i so needed this cuz whatever money i do have never lasts, thank you!🙏

Sisilovesyuh
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I'm so used to having a new video every day now, I'll miss that in November! :) but you deserve to get some rest after all this! thanks for the awesome content :)

Artmis
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It definitely helps to have the cash actually on hand! My boyfriend gave me a tip to set a limit for your spending and get that amount out in cash..then when your next pay day or the next month comes around if you still have 60 dollars of your limit left, and your limit is 150, only get out 90 dollars because you'll still have 150 for your limit.

malloryyt
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you are killing it with these daily uploads

claudiadanella
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I love videos about money and budgeting! Only thing is I do prefer to use my debit card so that whenever ppl ask me for money (which is usually quite often), I can just politely say "I don't carry cash on me."

persephone
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I subscribed to u this week and all im thinking is WHY DID I ONLY FIND U NOW! U are amazing! Catching up on all videos

Zooay
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your adulting series has saved me so many times!

KatieFilms
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Getting a notification about a new video makes me SO happy inside 😌

shelbylynn
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I have to pay like 98% from my monthly income on life essentials haha
your videos are awesome as always :-)

katrinh
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Money saving videos are some of my favourite videos on YouTube and are what inspired me to start making videos! You definitely stand out here on YouTube Kalyn! You can tell how creative and honest you are with your content! Love, a fellow YouTuber and Canadian ❤️🇨🇦

christinamariemoney
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I AM ADDICTED TO YOUTOBER VIDEOS I DONT WANT THEM TO END!!!

fotinikonstanti
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Wooohoo, you updated earlier than usual. Now I have a lovely video to watch while eating dinner :')

Diana-hp