I Retired EARLY And It SUCKS!

This happens more often than you might think. Especially to those who retire much earlier than the norm. Here are 11 reasons for this attitude.

Hi, my name is Duane. After a career in the music industry, I retired early at 59 in 2021 with just over $500K. Soon thereafter, the stock market (and my investment portfolio) tanked. This is my early retirement journey.

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[JD-irsb]

The only thing that sucks about my early retirement is I’m still getting older.

[joekuhnlovesretirement]

Yeah it really sucks. I get to control my time, eliminate stress, travel, improve relationships, learn, volunteer and sometimes do nothing. If everyday is saturday and you think that would suck I get it. For the rest of us earthlings, it's a dream.

[georgewacaser]

I retired at 57 ( 71 now ), and it has never sucked ! I have enjoyed every single day, and still do. I've known too many working stiffs that "waited to retire" only to become unhealthy or unalive a few years after finally quitting the daily grind. Very glad I retired early.

[sct]

Retired 2 years ago at 63, I only regret I didn’t retire at 59.

[DoctorHemi]

I retired 2.5 years ago at age 54 and it's been wonderful. I avoid telling people I'm retired unless they ask directly, and then I usually say "semi-retired" referring to the fact that I own (and maintain) two rental units, but that amounts to about 2 hr/mo of work (if that) on average. I also workout for 1.5 hours/day (6 days/wk), read and listen to podcasts and that's my advice to anyone who's not enjoying retirement, or anyone thinking about retirement. Make improving your body/mind your new part-time "job".

[sally]

Saved and contributed to 401K/IRA for decades. In our 70's, no kids and retired for over 20 years. Slow traveled across the United States four times in our truck camper. We've never wondered what we're going to do with ourselves or that we miss work or alcohol. Looking forward to another 20 years.

[derekcox]

I make it a point to never tell people I retired at 48. I’m 52 now and if anyone asks what I do, I just tell them I’m writing a book on how to make small talk with strangers at obligatory awkward social gatherings.

[legitKwit]

Semi retired at 49 and believe me… it’s the best of both worlds. Got money coming in, debt free and get to take care of my health after 23 years of being a RN. Empty nested and single! Happy as hell!

[tonylevine]

I just retired at 56. To each their own, but I don't understand people who say they get bored and go back to work. Why? My mantra is "Life is what you make it!" There is so much to do in life besides work!! Yes, cutting expenses is the key. Luckily, I'm blessed to have a military retirement and VA Disability to bridge the gap. However, the Rule of 55 applies to me, but I'm not touching that $. I also have a IRA. DO NOT roll over your employer's 401(k) if you want the Rule of 55 to apply. Also, make sure your employer participates in the Rule of 55. PLEASE RETIRE EARLY AND LIVE YOUR LIFE!! DO NOT DIE AT YOUR JOB!! This is the best feeling in the world!! 🙏🏾❤

[DiFinni]

Great video Dwayne. I'd rather be home thinking of something to do and be occupied rather than be working for 8 -10 hours a day behind a computer, plus the stress that comes with working an IT job

[huskerjpg]

Retiring early five years ago at 57 made me a much happier person. I worked and saved and invested for 30 years and it has worked out for me so far quite well. Debt, debt, and debt are things that will kill you. Avoid debt. Get out of debt. Stick to a budget in retirement. Just be careful while you figure your retirement out and what you can afford. Better to spend small in the beginning instead of splurging. Good luck and enjoy your life in spite of the jealousy you will (probably) encounter.

[ronaldsmith]

My daily 3 mile, 7, 500 step walk is the most important time of the day. It keeps me mentally and physically sharp. I also clean my own house. It makes me feel good. No, I don’t wash my own car or mow my own lawn. There are things I love to do to keep busy and things I don’t do because I don’t like to do. Also I have to get out of the house every single day or I’ll just sit in front of the TV and eat. Plan your day. Unstructured like just sleeping until Noon will kill you. Go to bed early. Get up early and enjoy life.

[edwardpate]

Just starting my retirement at 64 and I cannot tell you how liberating this is!

[Sky]

"If your happy and retired clap your hands, if your happy and retired clap your hands!" Sing it! 😛

[CA]

I know several people who retired at 50 or 50ish. Every one of them was a public pension retirement. Fire, cops, or state employees. And they retired at nearly the same income or in one case more. Doubt they were disappointed.

[dominic]

Retired at 54 burnt out from work pressure and continuous travelling. It has taken me 1 year in to eventually relax. Not always easy to retire for everyone, but so grateful to not have that dreaded work tomorrow feeling. Conscious that’s not the case for everyone. Swapped money for time. No regrets.👌🏻

[GRAYnomad]

I retired at 45, sold everything, built an RV and hit the road. Best thing I ever did. I'm 70 now and dropped anchor on acres about 10 years ago but still have so many interests that boredom is not a problem. As for money, I did have a few short jobs in that time but was mostly self-funded, now on the pension and that's about 2x what I really need to live well.

All that said I have met people that just can't handle it, their work was their life and without it they think that they don't have any identity. Personally I think that's quite sad, but each to his/her own I guess. The bottom line is if you aren't curing cancer or something you will not be missed, no business gives a rat's if you are there or not after a week, it's on you to live the best life you can.

[bernaclischurchill]

Being treated differently, even happened to me, when I retired at 65. I had some people who stopped talking to me, yea. I also had a tax preparer who said to me that, I wasted my time." Then he went on to say that he plans to work part time doing tax consultant work. I said OK. I went back to the office where he worked the next year, and he was gone, retired, sold his house and moved out of state.

A friend of mine told me, that he was jealous that I was already retired, (before him) and that is why he said what he said, to belittle me about my newfound freedom. My sister started questioning me about work. She could not accept the fact that I was not going to go out and get a part-time job. She started questioning me after I had only been in retirement for 3 weeks? DUH. Age has nothing to do with people treating you differently once they find out that you are retired. They are just resentful period.

[wilee.coyote]

I planned and thought I'd work until 62. I finally got time over Christmas and realized I can retire sooner. Just filled my paperwork today and I retire March 1 2024 at age 59 1/2. 2 pensions, 2 401k's, savings, and 2 SSs in a couple of years, and reasonable heathcare insurance. Our kid has tuition paid for and lives at home, and a 529. I feel really fortunate.

[John-hwds]

I practiced a retirement at 42🤣! Took 18 months off. I loved it, but got tired of jeleous people telling me I was too young to retire. I had to stop telling people I was retired and just said im in between jobs. The lack of belonging and purpose was big also. I needed to feel productive and valued. That was only the first six or so months until I got better at retirement. It takes practice🤣!