How I Budget For A New Month 💸 cash envelopes, payday routine + money success stories & worries

thanks for watching ✨ It's time to budget for August! In this video we are walking through my payday and budgeting reset routine for a fresh new month. I show you guys how I decide on my total spending, how I set up my digital budget tracker and we stuff my cash envelopes. Throughout the video, we talk a lot about money highs and lows and my feelings related to personal finance. Hope you love it!

🎥 What I Spend in a Month:

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✨ About me: ✨
Hi, I’m Zoe! (Pronounced like Zoey) I’m a 26 year old from Montreal making videos about my REAL life. After quitting my management consulting "dream job", then being laid off from a startup job, I decided to take a chance and work for myself. I'm now mainly focused on YouTube (my absolute passion) and side-hustle contracts in the copywriting and admin fields.

My videos centre around work, gentle productivity, mental health & personal wellness, with a touch of fashion, tech, and whatever else I'm living. My goal is to be open & honest ALWAYS and for my channel to be a fun, inspiring place where we can set goals and live our best lives together. I would love for you to subscribe 💝

TAGS:
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[ZoePritchard]

how are you feeling about money this month??

[juliekostas]

You don't need to justify a single element of that purchase. You work hard. You could afford it. You got it. Brava diva! Rewarding our hard work with an occasional big treat is a wonderful thing---it's part of a healthy balance in life. You owe zero excuses.

[katerinavlckova]

First month with cash envelopes. First month I think I might actually do it. I might stick to my budget and save some money. Makes me ridiculously happy and you actually made me try that!

[aoifekeary]

It's hilarious how much I talk about your videos with my boyfriend! Your videos have helped me get my finances straight in my head, I have been budgeting with the help of your videos for multiple trips this year, just went to Amsterdam and went over budget by 75 euro but it was an amazing holiday 😁 just the fact that I know how much I've spent is fantastic and a great step forward. I bought a binder for cash envelopes to start this month so I'm looking forward to getting started on that too! I love watching your videos, you're the same age as me and it feels like a sister/ friend chat when I watch your videos ❤️

[cschaubhut]

the cash envelope system changed my life too, I have been able to be more comfortable with my money. there was one paycheck that I didn’t cash out and I spent it so much quicker. I still paid bills but I noticed a HUGE difference. I think it’s because I’m a visual person

[cass.cash.budgets]

Watching this exactly a year later. Love your videos 🥰 makes me feel like I can do this

[noelle]

Thank you so much for a great video! You inspired me to actually create a budget and start using cash envelopes and I feel free because of it!! Money now has a purpose!

[meredithmorales]

You’re a fun person. Thanks for sharing positive money mindsets with us!

[Bantufro]

Zoe what you do is so inspiring thank you for being so transparent you are helping me so much! ❤

[amarashy]

I watch different channels on finance and budgeting and I have to say living in the U.S. our money is so plain and boring you guy’s in Canada and UK have such pretty cash!! 🥰😂♥️

[stephaniecoleman]

happy birthday!! my bday is June 30 so I feel ya on the halfway point! always a good time for reflection

[carmenyan]

what do you usually do when you overspent your budget amount?

[phunt]

I love your videos because everything account for...i love your credit card envelope because it bring accountability, when you stop using it to pay your credit card then accountability stop... it is money that should have been paid by cash but you pay by credit card so it is only right that you pay the credit card. It is not extra left over money. Please don go down that road. I now have a treat yourself and credit card envelope because of you . Thanks for sharing....

[carmenyan]

may i ask when you buy something online you use your card and pay it right but why you are paying it on credit and not debit?

[williamwarren]

Enjoy your vacay ! Spend those saved dollars 💵 glenda

[booksandcats]

Hey! Love watching your videos. ❤️. Thank you 🙏. I wan wondering how you decide the amount of cash you will take out to do the budget with?

[teresascafasci]

I think the envelopes should be on a day to day spending..its smart! 😊

[kellylee_p]

Zoe!! ‘You’re a girl on the internet’ who we love, who inspires us, who always keeps it real! The internet needs more girls like you!!! Xx

[teresascafasci]

I love watching your videos and ur the best!! 😊

[carmenyan]

hi! can i ask do you always stuff two binders together at the same time like the ur wallet and your sinking funds binder?