ICICI Lombard Insurance *HONEST* Review | Best of 2024| Benefits & Problems

In this video, we provide an honest analysis of ICICI Lombard General Insurance. We will cover:

✅Introduction to ICICI Lombard General Insurance
✅Overview of ICICI Lombard's operational metrics including claim settlement ratio, incurred claim ratio, network hospitals, and complaint volumes.
✅Discussion on ICICI Lombard's top insurance plans: Health AdvantEdge, Health Elite Plus, iHealth Plus, and iHealth.
✅Comparison of ICICI Lombard with other insurers in the market based on operational metrics.

[kksshhiittiizz]

Oh, absolutely, because in the vast and varied world of insurance, where diversity is as abundant as the stars in the sky, it’s totally believable that there’s only one shining star, HDFC Ergo, with its one plan, Optima Secure, to outshine them all. It’s not like people have different needs or anything. And those ‘unbiased’ advisors? They must have used their superpowers to deduce that every human on Earth is exactly the same. How convenient! 🌟😉

[akhileshkumar-fnup]

During 2021-2022 csr of Lombard was 97.07....as per internet In 2023 it was 85 percent

[Taken]

This review details my experience with unexpected charges on my ICICI Lombard car insurance policy. While the initial premium for a 200, 000 INR IDV (Insured Declared Value) seemed reasonable at 9211 INR, I was surprised and disappointed to learn of an additional 3800 INR charge for a simple RC (Registration Certificate) transfer.

Here's a breakdown of my concerns:

Lack of Transparency: There was no mention of this additional fee during the policy purchase process. This unexpected cost makes budgeting for car insurance difficult.
Questionable Value: The purpose and justification for a 3800 INR charge for an RC transfer seem unclear. It feels excessive for a seemingly administrative task.
This experience has unfortunately tarnished my initial impression of ICICI Lombard. While the initial premium was competitive, these additional charges raise concerns about transparency and value for money.

[JinuJn-kqcj]

Now they have updated health advantage plan which is going to release on tomorrow

[madhurinachowdhury]

Nice information. Please make a honest video on Manipal cigna

[sureshv]

Premium payment can be paid monthly / quarterly?

[vvijay]

Thanks for Your Honest and Open Review. Can able to switch from ICICI Lombard to Other Insurance

[sarikasharma]

Very worst policy. They rejected my claim with the faltu reason. Don't purchase ICICI Lombard policy at all. Otherwise you will waste your money.

[kalyanaramanselvaraj]

Thank you very much for your illustration.

[sandipgaikwad]

Waste of money I left them in 2 year ..every year they increases premium like high. ..my 1st yr premium was 12k then 2nd 15k ..they said it will goes on increasing...nonsense..at joining they told nothing on this

[AR-]

Hdfc Ergo, Icici Lombard, Tata AIG, Max Bupa, Aditya Birla ..
Neither of the companies have good reviews on youtube, quora or any other social platforms.
I doubt which health insurance company to choose.
Someone told me to choose General insurance rather than Stand alones.
Big players like Hdfc Ergo, lombard, Tata AIG also doesnt have good reviews.
Let alone other stand alone companies.

[palashpatra]

I think Lombard big downside zonal co payment. So please don't buy Lombard policy.

[Skumar-qjdi]

ICICI Lombard health don't take falatu hai इन हेल्थ inshyorance वालो ने मेरे पैसे नहीं दिये मेरा claim रेजेक्ट kar दिया

[sandeeprawat]

Please ma'am Aditya Bilr insurance per ek video banaa do

[AkshayShivay]

Navi health insurance information video please