ICICI Pru Signature Plan Review + All ICICI ULIPs | Not Worth My Money | Real Policy Data Used

This video is my 100% Honest Review of ICICI Pru Signature Plan which is a Unit Linked Insurance Policy. The review is also valid for other ICICI Policies like -

- ICICI Pru Life Time Classic
- Guaranteed Wealth Protector
- ICICI Pru Smart Life
- Wealth Builder and so on.

If you are planning on investing in Pru Signature Policy, then definitely watch the video first, and ask me if you have any queries in the comments.

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IMPORTANT - I am not a financial advisor. This video is not a stock recommendation. This is only educational. Please do your own due diligence before investing in the share market. All Securites Market Investments are subject to market risks. Please speak with your investment advisor before making any investments.

ज़रूरी सूचना - मैं एक वित्तीय सलाहकार नहीं हूं। यह वीडियो स्टॉक अनुशंसा नहीं है। यह केवल शैक्षिक है। शेयर बाजार में निवेश करने से पहले कृपया अपना उचित परिश्रम करें। सभी वित्तीय बाजार निवेश बाजार जोखिमों के अधीन हैं। कोई भी निवेश करने से पहले कृपया अपने निवेश सलाहकार से बात करें।

I hope you liked this video.

Resource Credits - Canva Pro, Envato Elements, PixaBay, PixaHive.
Research Tools - Screenr, TickerTape, Groww, Google Finance, and Google News

#RohitTripathi

[MuskanVarnawal]

Icici ke ulip me ye plus point hai ki agar jo fund aapne choose kiya hai wo agar loss me jaa raha hai to aap fund switch kar sakte hai without any charges but agar mutual fund me invest kiya h to ya to mujhe wo use loss hote dekhna hoga ya to quit karna hoga

[taufiqueahmadkhanjuniorjou]

SIR IT SECTOR KE PENNY SHARE PER VIDEO BANAIYE JO 1 RS KA HO AUR USKE 10, 000 SHARE LIYA JA SAKE KOI RESEARCH FORMULA HAI KY

[sushantbalyan]

Thanks, i was exploring the same and other ULIPs past weekend, after seeing the charges dropped the plan.

[RahulDuggal]

Thanks for the very informative video Brohit! I’ve an unrelated query, let’s say I invest in MF and cash out after 10 years. Do I have to file my ITR-3 or am I eligible to continue filing ITR-4?
Why I ask this because as a professional and a businessman I file ITR-4 and avail section 44ADA + 44AD saving me income tax and lots of headache while filing my returns.

I hope this query made sense and also, thanks for your time.

[itsdeepak]

But sir what about these features.

1.ROTPAC - Return of total premium allocation charges

2.Wealth booster 3.25%

3.Value benefits.

[abhaysaharan]

Mutual fund jo charges lagte hai vo bhi bta de

[rayz-pccs]

The charges which are getting charged are getting returned at maturity, i checked it in the illustration before sign up recently!!

[rajeshbairwa]

Its a trap .go to branch
and ask them to show growths in account.i have visited branch and saw that account of so many persons were having 10% negative growth.
1lakh were 91000 at end of one year.
2lakh were 182000 at end of 2 year.
They only talk about theoritical growth .in reality it hardly gives any benefit (lower than fd) in 5 yr plan.
Don't burn your money by purchasing ulip plan.

[letsbegin]

Sir pls can you review a good SiP plan of SBI ...I wanna invest 30k lumpsum amount annually....pls suggest

[Sujith_Pappan]

I hv paid 5L in last 5 yrs in signature and now value is 42L ie 70%

[prakashpurandare]

I hv paid 2.60lakhs in last two years in signatures can I do change myself plan in other UTI or FD/RD plan pl explain

[arjun]

mutual fund me insurance ka cover bhi milta h kya apka comparision galat sab kuch return he nahi hota in case ho death they will give u something better than mutal fund to d nominee or mutal funs me kya milega nomine ko compasion is totally wrong

[mirnisser]

Mobile ke liye best app kaun sa hai trading ki US stock

[ratheeshmolu]

Hii sir can I take icici signature plan or parag Parikh mutual fund for 15 years plz rply me

[trueinfo]

some policy do return at the end of 10th year,

[KousikPhotographer]

U missed one important point, after 10 year your charges will get back to you.

[chetanvarma]

Sir how to cancel pru signature policy

[aniketpande]

I have already signed up for this plan.. it’s my second year of paying premium.. what is your view shall I continue or discontinue??

[Lookforprashant]

how and where can we see all the charges related to the policy?

[EVMhataoDESHbachao]

Sir, मै 1 साल 2 महिने से icico pru ezygrow मे हर महिने 3k pay कर रहा हू. मुझे नही पता था. अब क्या करणा चाहिये क्यू के Lock in Period तो 5 साल का है. 🤦🏻‍♂️.
फस गया मै तो.