Why is the cost of auto insurance soaring in Texas?

Over the last five years, Texas has reportedly led the U.S. in auto insurance premium increases

[nephron]

There is no highway enforcement anymore. Too hight a risk when too many basketball people driving Nissan Altimas and Dodge Challengers who can't control themselves and reach for a gun if they feel slighted

[MatthewYoink]

Insurance rates go up, more people will drive without insurance and take an FMFR ticket which means your insurance won’t fix your car if crashed and it’s nothing out of their pocket unless you go to civil court because good luck convicting someone to prison for not making enough money. 🤷🏻‍♂️

[charlesrocks]

Don’t care. I’m gonna ride my motorcycle. Legalize lane filtering.