The Ultimate Guide to Retirement Planning

I've spent years simplifying complex topics like Social Security and retirement planning. One of the first resources I offered to help my audience was the Social Security Cheat Sheet. Later, I added the Retirement Planning Cheat Sheet. Since then, hundreds of thousands of those have been downloaded.

Now, I'm excited to share the Big Picture Retirement Planning Cheat Sheet. This new guide combines the best parts of the old cheat sheets into one easy-to-use resource. I included the most important information and added new details that many of you requested.

Just like before...it's completely free. Download your copy today to get the clarity you need for confident retirement planning. The download link is below. Thanks for being such a great audience!

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🔗 LINKS 🔗

Disclaimers 👨🏻‍⚖️

📜 HEAR YE HEAR YE: Some of my videos contain links to third party products, apps, and services. If you click through, I may receive a small referral fee to my media company (Carroll Media) through their referral program. Rest assured, I only recommend products or services that I believe will be helpful and informative to my audience.

⭐⚠️⭐Please read this⭐⚠️⭐

⚠️I am not an attorney, SSDI advocate, or affiliated with the Social Security Administration or any other entity of the US Federal Government. I am a practicing financial planner, but I’m not YOUR financial planner and since I don’t really know you, I can’t give you advice. So please don’t take this video as specific advice for your specific situation. Consult your own tax, legal and financial advisors. 🙇🙇🙇🙇🙇
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[July..]

Devin, This is some of your best work! 👍👍 Thank you for helping all of us out. 😎

[LouisS-csbh]

Thank you for sharing this with your audience.

[Zues]

Good stuff, Devon. Great summary of key retirement numbers at the tips of our fingers

[spookietowne]

Devin, thank you for all of your informative videos about SS. But I'm hoping that you can make a comprehensive video for those of us that do not fall into having $1.5 million & over in some type of savings or portfolio. The folks needing the most help figuring out to delay and/or to bridge will be those of us that are 62 & over that have $250, 000 and less in an IRA or 401k. Thank you Devin!

[Susanhartman.]

Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.

[mandydominguez]

Thank you for all the great info you provide us. Can I say though, it is so screwed that me and my husband would be better off divorced so we don't get taxed on our social security. Single we each could have 24k in income, for 50k combined, but married only 32k combined.

[JPonEarth]

Did you get a New Coach yet? Thanks for the information.

[pamp]

You’re great at simplifying things! Thanks for another great reference that cuts to the applicable info. What a terrific planning tool!!

[alanlajoie]

Devin Question I started a business in 2023 Income was less the Social Security earnings. In 2024 looking like a better years ( yeah) My question is the earning test on gross business income or net after all business deductions Thanks
Alan

[chrisloh]

Devin your sheet is great but isn't the spousal benefits percentage a little misleading after 67 as u pointed out in a previous video that DRCs reduce spousal benefit if u work past 67

[russdavis]

These 'cheat sheets' are a wonderful service and I thank you.

[johnfetter]

Would you be able to do a video for QCD(Qualified Charitable Deduction) for RMD's in IRA's? Thank you.

[johnnyretires]

Thanks for all the leg work on this cheat sheet.

[michaelhale]

Mr. Caroll, where can I find the withholding tables for a W-4 P such as used by Teachers Retirement System Of Texas? TRS cannot give me a referral though they can tell me the amount, nor can I find a table such as that noted in IRS publication 15T.

[Laborkei]

I downloaded your Big Picture Retirement Planning Cheat Sheet. For those of us that are Retired and attempting to "Read it". The Print is too Small. Keep this in mine for 2025. Try not to fit to much information on a page. I would rather have 6 Readable Pages vs 3 that I have to use a Magnifying Glass on. Thanks for your Posts on YouTube.

[patd]

I have always appreciated the cheat sheet. Is it possible to have links to your videos that are relevant to the data on the cheat sheet? Maybe right at the bottom of the data.

[SouthDenverDave]

thank you for offering this great retirement planner. just a quick question. is this for windows platform only?

[leanncruse]

Thank you for the cheat sheet. It is a wonderful tool for planning.

[SharonA.McClary]

My husband and I were fortunate enough to be able to pay off our mortgage early. We were both still working, and took the payment amount that we had been using to pay off our mortgage faster and we put it straight into investments. We were able to retire early because of almost 7 years of putting away what would have been our mortgage payment as well as maxing out our 401K/403B plans. Thankfully we were taught by both of our parents the value of living within our means. Thank you for your advice. I know it will help people. we are interested in investments that could set me up for retirement, I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

[alextrejo]

Can you medically retire from the federal government and still work for the state?