What Is the Best Cycle Insurance and What Does It Cover?? | 10 Things You Need to Know!

In this video, I'm going to tell you everything you need to know about cycle insurance!

It's a topic that has come up a lot in my recent conversations, so I thought I'd do some research, find out what the best cycle insurance company is and what is included with each policy.

When you are armed with all the knowledge it's a little easier to make a decision and understand what you are getting from these bike insurance companies.

I'll also go in-depth about pricing so you will have a great understanding of the pricing structure of the top three cycle insurance companies, Laka, Pedalsure, and Bikmo.

00:00 - What's all the fuss about??
01:15 - Bike Insurance FAQ’s
04:02 - Is Bike Insurance Compulsory?
04:29 - How is Your Bike Replaced?
05:32 - What is Covered?
08:13 - Comparing the Top 3 bike insurers
11:17 - How much is bike Insurance?
13:40 - Multi Bike Discount
14:38 - Bike Value VS Insurance Cost
15:38 - My Thoughts
16:01 - My Recommendation

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COME SAY HI!

[philippamalone]

This is super helpful! I used to be with Laka but when I bought a second road bike, the price jumped up massively so I'm now with Pedalsure and their multi-discount is great. I commute on super sketchy roads and lots of colleagues have had accidents so for me it's well worth it. Need to read through the fine print again as both bikes live in my locked garage but not sure if they need to be locked up within it as well! Thanks again :)

[Bikmo]

Thanks for including us Jourdain. It's pronounced Bik-mo but don't worry, we get bike-mo... A LOT! We've just released some new videos ourselves which you can check out over on our channel. Keep up the good videos and happy riding 🚴

[carlbryan]

Big thanks J I am looking for bike insurance because my Bianchi is only 3 weeks old and with all my kit and bits worth £3500 so this video was 100% on it much respect 🙏🏿👌🏿

[alistairmacrae]

Brilliant video. Now I will def get my bike & body insured

[scottmccann]

Thanks for looking into the fine details, comparing the insurers and what they offer. I've not got any insurance myself as it costs more than my car insurance 😱, so I close the webpage and price it up a few months later and repeat 😂. I really should get some though, not just for theft, but damage from a crash and it being my fault also 🤔.

[tharpeaddy]

I have a 2000 dollar e-bike so I decided to get insurance because I love my bike and I plan to get more bikes

Thank you for comparison… and I’m just need these information but may I ask about “Pedal Cover” … is ok not bad as well?

[digitalclock]

Thanks for the help. Decided to go for Sundays myself and its just under £10 a month for my ebike with all cover

[BlackestAPS]

Well explained. Thank you for comparing the insurance companies. Subbed👐

[nafs]

Great info there as I'm about to get an e-bike and the roads & traffic have changed somewhat the last few years since I last cycled . 👍

[AbiShafi]

I’ve just bought a new Ribble and opted for their Pedalsure 30 day deal however it says in the small print I need a Sold Secure GOLD lock, I have a Kryptonite ‘Silver’ standard lock but I will have to get the gold one which is irritating but not an issue. My question is however this I’ve looked at gold standard U locks an will probably get one with a cable, if I secure the U lock to the frame and the cable to a gold standard wall bracket (this looks like the best way because of space) will I be ok or is the lock that carries the standard? As a matter of interest I’m not interested in racing, cycling abroad or leaving the bike anywhere, I’m just interested in 3rd party liability, getting knocked off or crashing etc. sorry for the long post! 😎

[zlRoc]

Thanks Jourdain really helpful info, quick question: if you got hit by a car and driver just drove away does any insurance cover that, not sure if it comes under an accidental damage option ?

[anhphan]

Very good and funny videos bring a great sense of entertainment!

[AskAndrewCoyle]

Check out ETA bike insurance, they do things differently

[iwannadie]

so i recently had my rad runner plus e bike stolen from the frist floor of my apartment complex in there media room because the elevators weren't working i locked it up with a foldable lock idk wht they did to steal it but there was metal shards on the ground where it was before in that situation is that coverd? there was cameras too

[RF_MCR]

if im riding my bike and someone steals it do i get insured on it

[McfcRich]

I'm with cycle plan...I crashed, an split my carbon frame...it's a £7, 400 bike...the reviews I'm reading are terrible, I want to make sure I get a payout but after reading the reviews it looks like they're gonna make any excuse not to pay me
...any advice on how to deal with this going forward?

[Jezdx]

Interested into multi mountain bike/ combined policies. I have 1x mountain bike and 1x ebike.
(Mountain bike approx £1, 500 and ebike is £3, 700)
Both brand new
Any information on this?

[mtbtrails]

are you covered if you get robed by someone while on the bike?

[rahulgoyal]

Can I get theft insurance for my Segway es3 plus e scooter also??