MAX One Down Payment Assistance (DPA) Program

The Max One DPA offers a low credit score threshhold with high income limits. They will allow 2 unit properties and non occupying co-borrowers. It is a 100% LTV FHA product with a comb 1st & 2nd lien. You do NOT have to be a first time homebuyer.

📋 Guideline Update: Minimum Credit Score has been updated to a 620.

Thanks to these programs, home buyers no longer have to save for years to purchase a home. Using DPA funds you can buy a home sooner and start building equity today. This empowers families with a fixed mortgage payment and interest rate. Families can stop paying rent and change their future financial health.

Ready to make your homeownership dreams a reality? 🏡

🏡 Check out all of our other Down Payment Assistance Videos Below ⬇️

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#Homeownership #DownPaymentAssistance #FirstTimeHomebuyer #MaxOne #FHA #dpaguide

💫 3 Great DPA Options Under the #MaxOne Banner!

💥MaxONE💥
☑️ 620 FICO Minimum
☑️ No Income Restrictions
☑️ 2/1 Buydown option
☑️ Manual Underwrite available, 660 FICO+, follow FHA Guidelines
☑️ FHA First with a subordinate financing for the second
☑️ DTI to AUS Approval​
☑️ 45% DTI Max on Manual U/W​
☑️ Loan Amounts Starting at $75,000​
☑️ Non-Resident Aliens OK​

🔥MaxONE Plus🔥
☑️ 620 Minimum FICO
☑️ 100% CLTV FHA Loan (Combines 1st and Subordinate Lien)
☑️ 2nd lien with an interest rate 2% greater than 1st lien
☑️ No Borrower minimum contribution
☑️ Payment amortized over 10 years
☑️ Monthly payments required
☑️ Purchase Only
☑️ No First Time Home Buyer Requirement
☑️ Conforming and High Balance Loan Limits Available
☑️ 45% DTI Max on Manual U/W​

🚀MaxONE Home Assist🚀
☑️ No Income Limits
☑️ 101.5% CLTV, (96.5% First + 5% DPA)
☑️ 5% DPA available to assist with closing costs
☑️ FHA 30-YR Fixed Purchase
☑️ 1 - 2 Units, Primary Residence Only (No FTB Requirement)
☑️ 45% DTI Max on Manual U/W​
☑️ 620 Min FICO for AUS
☑️ 660 Min FICO for Manual