UMB Direct Cash Visa Signature Credit Card

UMB Direct Cash® Visa® Signature Credit Card
Best Benefits
⚡Earn 1.25% cash back on monthly purchases up to $5,000
(more in the video)

Rates & Fees
⭐Regular Purchase APR: 15.24% to 27.24% variable based on creditworthiness and the Prime Rate
⭐Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
⭐Balance Transfer APR: 15.24% to 27.24% variable based on creditworthiness and the Prime Rate
⭐Balance Transfer Transaction Fee: Either $15 or 3% of the amount of each transfer, whichever is greater
⭐Cash Advance APR: 27.24% variable based on the Prime Rate
⭐Cash Advance Transaction Fee: Either $15 or 3% of the amount of each cash advance, whichever is greater ($50 maximum)
⭐Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
⭐Late Payment Penalty Fee: Up to $38
⭐Return Payment Penalty Fee: Up to $38

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