How Technology is Revolutionising Personal Finance: Dhirendra Kumar on Investing Smarter!

In this insightful episode of Investors' Hangout, Dhirendra Kumar, CEO of Value Research, dives deep into how technology and digitalisation have transformed personal finance and investing. From the early days of waiting for NAV updates via post to today's instant real-time information, Kumar shares firsthand experiences and the advantages of automation in mutual fund investments.
Learn how innovations like UPI, online banking, and SIPs have made investing easier and more accessible for everyone. Plus, Kumar discusses the risks of digital fraud, the importance of data privacy, and how to protect your financial data.

This episode is packed with insights on:
- The evolution of technology in investing
- How SIPs and UPI are simplifying wealth-building
- The risks of digital finance and how to safeguard against fraud
- Why digitalisation is making financial inclusion possible for all

Watch now to see how these digital changes could shape your financial future!

𝗖𝗵𝗮𝗽𝘁𝗲𝗿𝘀 :
00:04 Introduction
00:30 What are the key advantages of technology in personal finance?
10:58 What are the ways to mitigate risks associated with data privacy?
14:50 What steps can investors take to avoid falling into speculative traps while investing?
17:07 Viewers' Question: I am 59 years old with a reasonable level of risk appetite. I plan to invest
₹1.5 crore accrued from property sale into equity. I'll need this money after around 12 years.
1) Which type of fund should I invest in?
2) In how many months should I spread the investment?
3) What is your opinion on choosing some index funds that track the Nifty midcap 150 index?
19:28 Closing

🎯 Key Takeaways:
- Technology streamlines investing and personal finance, making it more accessible for everyone.
- Digital platforms are driving financial inclusion, offering services to previously underserved populations.
- Enhanced security features like two-factor authentication help protect against fraud and breaches.
- Data privacy risks can be managed with strong regulations, user awareness, and advanced security measures.
- Automation is enabling personalised financial strategies, helping more people invest efficiently.

🍁 𝗔𝗯𝗼𝘂𝘁 𝗩𝗮𝗹𝘂𝗲 𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵 🍁
Welcome to Value Research, your go-to source for insightful investment guidance and financial planning. With over three decades of experience, we empower savers to make informed decisions through independent research, fund ratings, stock analyses, and mutual fund insights. Trusted by individual investors and industry leaders alike, our channel provides expert answers to common queries about mutual funds, stocks, tax-saving strategies, and more. Join us for in-depth analyses, practical advice, and top-tier investment recommendations to achieve your financial goals and secure your financial freedom.

✨ 𝗝𝗼𝗶𝗻 𝗩𝗮𝗹𝘂𝗲 𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵 ✨

Do you have an investment-related question?

🌐 𝗙𝗼𝗹𝗹𝗼𝘄 𝗨𝘀 𝗢𝗻 𝗢𝘁𝗵𝗲𝗿 𝘀𝗼𝗰𝗶𝗮𝗹 𝗠𝗲𝗱𝗶𝗮 📢:

#personalfinance #digitalinvesting #upinipin #sip #dataprivacy #investingsmart #digitalfinance #financialinclusion #mutualfunds #wealthbuilding #valueresearch #dhirendrakumar

Thanks for Watching - How Technology is Revolutionising Personal Finance: Dhirendra Kumar on Investing Smarter!

[amitbarc]

great simple advice from DK as usual...week after week u keep us informing & enlightened about the minefield which exists in the finance world...kudos & kwwp doing the fabulous job...!!!

[amlanb]

Thank you Value Research for another insightful video. And I really appreciate the tech and digital revolution that VRO has brought for the DIY investors like me.
Just small observation/comment:
The "Liquidity" feature under "Analysis" tab has been removed for normal users - can it be brought back?
(also I see advertisements are now being shown for normal users - it's ok, I understand the need, but the frequency of such pop-ups is little high, I would say)

[centristlibertarian]

On the crypto part, I have a question for you Dhirendra. What is the underlying in fiat currency? What exactly governments around the world is putting as collateral to print more and more paper money?

[MrVineetkumargupta]

I like the whole show. However, one of viewer’s question at the end was quite insightful….

[RajeevKumar-spxm]

Dear ! dhirendra sir, new business ideas are required & requested

[sameerdeshmukh]

Terrific! really informative and helping viewers of do's and don'ts in the digital world. Thank you so much

[manmohanrao]

If I put all my money in nifty 500 momentum 50 for ever for next 30 years.your comments please