How to Check Your Free Credit Report (3 Simple Methods!)

Follow this simple tutorial on how to check your free credit report in less than 5 minutes! WARNING: do NOT pay for this service...it should be absolutely free.

🔹🔹🔹What You Should Watch Next🔹🔹🔹

We've got some of the best privacy- and security-related videos here on the All Things Secured YouTube channel (although we admit we're a bit biased). If you're wanting to increase your online cybersecurity, here's what's next:

*********************
Video Timestamps
*********************
0:00 - Introduction to Your Credit Report
0:23 - 3 Methods to Check Credit Reports
1:13 - How to Request Your Free Credit Report
2:07 - Understanding Your Credit Report
3:47 - How to Deal with Identity Theft
4:14 - Why to Use a Credit Monitoring Service
5:14 - 3 Important Tips for Credit Report Checks
6:37 - Spacing Out Your Credit Checks
*********************

Taking the time to check your free credit report is an important part of securing yourself against identity theft. You need to make sure that the information on the report matches who you are and that there aren't any bank accounts, credit cards or loans being taken out in your name which aren't actually yours.

Thankfully, the law allows for you to receive one annual credit report for free from each credit bureau: Trans Union, Experian and Exquifax.

This means that you could check your credit once every four months, which is something that I recommend that you do.

And if you've already had your identity stolen in the past or feel like you're at a high risk for that to happen, it's a good idea to consider using a credit monitoring service that will let you know the moment any type of account is opened in your name. There are many service that do this, but I recommend Life Lock as a good option that I personally use:

[AllThingsSecured]

Don't get duped by a scam website! Make sure you use only the official websites to request your credit report. Use the links here to go there directly or, if you're looking for a quality credit monitoring service, I recommend LifeLock.

[easyyanez]

Thank you for your help. I printed out my credit report thanks to you. Sending you a lot of blessing.

[Trevorjamminjames]

I was mistaken because I chose the option for transunion and it gave me the bank accounts and things and my personal stuff but I never received a credit score
I noticed there was a option to receive a score but it wanted me to put my credit card in. I am very confused

[marcjames]

Excuse my ignorance, does checking your credit report effect your credit score in any way possible?

[tinasmith]

Hi Josh,
I just watched this video and appreciate your way of explaining the process without being too wordy or long winded. I am going through a divorce and my attorney advised me to check my husband's credit report. AFter watching your video, I tried to run a credit report on him, but I got a message stating they could not provide it d/t unable to verify my identity. I used his email address but my phone number instead of his number. Would that be the reason it did not let me proceed? Thank you in advance for your assistance in this regard. Have a great day!

[javivilla]

Great content, and i would like to ask if anyone now another way to check tour crédit report without a US address and phone number...thank

[infotruther]

Excuse me your shoulder is in the way. Lol.