Private Lending Interest Rate Increases Explained

Many real estate investors were shocked by the increase in interest rates which started in June 2022, but not all private lenders have increased their rates at the same pace. In this video, Rocky Butani explains why interest rates increased, why there is a big difference in rate increases among the private lending community, and how to find out the current interest rates charged by private lending companies, which are also known as hard money lenders or bridge lenders. These lenders fund a variety of short-term loans, including bridge, fix & flip, rehab value-add, ground-up construction, and some offer DSCR long-term rental loans.

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00:00 Intro
00:48 Why Rates Increased in 2022
01:18 Selling to Wall Street
02:13 Mortgage Funds
02:55 Warehouse Lines
03:27 Table Funding
03:58 Selling to Mortgage Investors
04:35 Multiple Capital Models
05:06 Conclusion
05:50 How to Find Current Rates

Private Lender Link, Inc. is licensed by the California Department of Real Estate (CA DRE Lic. 02057741). Rocky Butani is the company's designated officer: CA DRE Broker Lic. 01893537