Hole-in-One Insurance Protects Winners From Buying Everyone Expensive Drinks?!

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Hole-in-One Insurance Protects Winners From Buying Everyone Expensive Drinks?!

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#holeinone
#golf
#golfers
#golferinsurance
#holeinoneinsurance
#drinks
#winners
#expensive
#shorts
#youtubeshorts

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Me: watching this and saying “hmm, interesting” while trying to afford health and life insurance

rainman
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Hole in ones are a lot rarer than people would imagine. I know Golfers who are single handicap golfers (very good) who have been playing for 40 years and have never got one

paulcasey
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I work in the motor sport industry and sponsors major golf games and also use gold insurance for "hole in one prizes" which is normally a brand new 350k car.
They pay 20k per day for this insurance and have yet to have someone win it over the past 30 years. Worked out that the car company could have bought 3 cars out right within this time frame adjusting for inflation. When i brought this up with the logistics at the car company and said "why not just buy one" they said they can't afford it due to events budgets need to be consistent each year and if they suddenly had a massive spike 1 year of 350k for someone wining a car the events budget won't be approved for the following year

stormboy
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“You got a hole in one! It’s customary to buy everyone drinks!”
“Damn that’s crazy”
“So you’re gonna buy everyone drinks right?”
“Nope.”

ToastyDaEngi
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I've never seen a form of insurance that felt more like a scam

commandershepard
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My question is this.

How do the insurance companies verify this? What’s to stop you claiming you got a hole in one so you and your mates can get a free party?

RYZNBand
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For anyone who is curious, it averages out that even professionals only average a hole in one every *500* shots on a par 3. So basically, even if a professional golfer did nothing but par 3 courses, it would take them, again on average, about 28, 18 hole courses all par 3, to get 1 hole in one.

GreatGamer
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These insurance companies are geniuses. They've managed to sell insurance on something that's customary but not required 😂😂😂😂😂

microstrategy
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As a golfer.. this is nonsense. Yes higher end golf corses do have holes where you can we prizes such as cars or other stuff.. but it has never been customary to “buy everyone drinks”.

parzyvl
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Imagine saying to someone "chill man i got the hole in one insurance". The chadness

meetsiddhu
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My grandpa has been golfing for 40 years. He got his first hole in one 4 years ago

bradylewis
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It doesn’t mean they have to do it, just because it’s a custom…

antonetwas
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Hey, if you’re an introvert, you see this as an absolute win

colorsorcerer
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I have this included in my home insurance for some reason, I thought it was a joke at first, but now I finally know!

SweejitOfficial
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That’s amazing I never knew that it actually existed but yeah I guess that thank you for the video and I hope you have a good day

Galaxy-mncn
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When you can’t afford the hole in one insurance that’s when you pull the uno reverse card making other people pay for your party 😂

German_Penguin
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They don't take a bet, that would be gambling, which insurance companies clearly don't do.

ObiwanNekody
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It’s also important to know that in general, insurance companies don’t actually need to make money by betting “against” you. It may be the case for this type, since it seems like they are very short term insurance packages, but a significant portion of the income for say - a health insurance company - comes from investments they make with the money they take in insurance payments. Similar to how a bank makes money by investing your money. It’s why if everyone tries to withdraw their money at the same time there are real problems. Sometimes the bank doesn’t have that many liquid assets, since they all end up tied up in investments. And if they make a bad investment? Ouch.

friendlyneighborhoodcrackh
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True story, my mom bought the insurance and just 1 day after she got the holes in one, even my dad who play way better and 10x times more than her cant even get one yet. Lol we were all excited =)) free money

justsomenewbie
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yea I never went golfing before and this sealed the deal

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