RBI Cuts Rates, But Loan Rates Keep Rising: Here’s Why | Financial Explained By Ankit Agrawal

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RBI Cuts Rates, But Loan Rates Keep Rising: Here’s Why | Financial Explained By Ankit Agrawal, In this video, we explore the curious situation where loan rates are rising despite the Reserve Bank of India (RBI) lowering interest rates. What factors influence lending rates beyond RBI's monetary policy? We’ll break down the reasons why banks are not passing on the benefits of rate cuts, including inflation, risk assessment, and market conditions. Get a clearer understanding of how the financial system works and why your loans may become more expensive even when the central bank lowers rates.

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StudyIQEducationLtd
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PNB has decreased the Home loan interest rate from 8.40% to 8.15% I.e. 25 basis points.

saubhagyalucky
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SBI has decreased Home Loan Rate of Interest by 25 bps

PranavKumar
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roughly 78 years of independence, we have dropped 1 dollar -1 rupee to 1 dollar -87 rs . If this fall is consistent what should be the anticipated rupee to dollar rate in 2030 or 2040? And what would be the impact on common people on long term scale?

studiohzz
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Pizza khilayega, Chaya pilayega was epic pravu😂🤪🤣😂

ajaymuktan
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SBI decreased home loan interest by 0.25%.
I checked after watching this video.

Monk-wvub
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Most of the loans are repo linked nowadays... Matlab Repo jitna badhega/ghatega, loan automatically utna hi badhega/ghatega ... MCLR based loans kam hi hote hain ab

sumitsam
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Ankit Sir's silent sarcasm is great .... Bank "pizza khilayegi, chai pilayegi" 😂😂😂

sourabhm
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pnb home loan decreased to 8.15% from 8.40% so is vehicle loan

vipul.thakur_
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Dosto koshish karo ke loan kabhi na le, agar bahuth jarurat hai tabhi loan lena aur wo bhi jaldi chuka dena, nahi to ye loan and banks aap ko buri tarah se trap me fasayenge.

SmartHelpZone
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1:31 Not Sanjeev Malhotra Its Sanjay Malhotra

JAATUNITY
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To phir NBFC ka loan kyo mehnga ho raha hai? Like LICHFL - They don't have FD to sell

ashwani
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Gareeb reh jaunga but zindagi me loan nahi lunga

shashwatwadhwa
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Majority of the banks have decreased rates. The rest will also do the same to be in the competition.

akhilrai
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Union bank offering housing loan starting 8.05%.

Lifewithahonda
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Recently I took a course on Financial market and in that basic, there was basic central banking, here they explained, it doesn't matter how much central bank lowers interest rates, if situation of bank is fucked up, then they will simply not obey and finally they are Business companies, for profit, not charity

Nadeemyelande
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LIC HFL also increased the interest rate of my housing loan, while iam expecting for reducing after repo rate.!

narendrank
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Sir bond purchase krne se RBI money supply ko Kam krta hai na ki increase krta hai

kamalrahangadale
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Personal loan liya kuch din pehle...13.1% interest rate pe... Repo rate cut huya hai maine bank ko bola lekin kuch farg nai para

mithunghosh
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Thanks you sir for detailed information

Srijjjj