5 Signs You're Crushing It at YNAB

Am I moving money too much? I overspend a lot. Am I in a YNAB slump?! I have no idea if I'm even doing well at this whole thing.

If any of these thoughts have plagued you at a point, you're likely doing much better than you think. Check out the five signs that you're actually crushing YNAB more than you think you are! How many of these have you accomplished so far?!

TIMESTAMPS:
0:00 Intro
1:17 Sign #1: You're feeling YNAB broke.
4:10 Sign #2: Your age of money has grown.
5:45 Sign #3: You were prepared for an unusual expense.
7:22 Sign #4: You spend on what you love guilt-free.
8:49 Sign #5: You've started dreaming bigger.
10:29 Outro
11:16 Bloopers

__________

__________

📱 Come connect with us on social:

__________

__________

#ynab #moneyhabits #personalfinance

[ASan]

YNAB Broke feeling is so real! It stresses my partner out whenever I saw we're completely broke, but when a real emergency happens, I say we're fine and we got it covered. We can't afford a $30 meal on the 30th, but are we fully funded for our winter holiday trip overseas? Yes.

[robertl]

My Age of Money, which I haven't looked at in forever, is now 231 days. So I guess I won the YNAB battle. We can't imagine doing finances without YNAB now. It's just part of life.

[jam]

Not going to lie but YNAB has change me :) yes I do feel like I running out of money but when I look at my age of money at 180 days it make me smile and start thinking whats my next money adventure. thanks YNAB also P.P.S love using YNAB in the UK :)

[janimaterful]

Love this! I did Dave Ramsey's Financial Peace University a few years ago, which is what really got me going with zero-based budgeting. I think the ferocity of many aspects of his message (i.e. get out of debt with "gazelle intensity") are in many ways a necessary pendulum swing from the massive indebtedness in the United States. That said! --> The YNAB community has, overall, a more balanced vibe about it, and this video is such a great reflection of that. Let's celebrate the wins, and appreciate the journey of life while being conscious and purposeful with our money. Love it.

[lcn]

YNAB is the best!! Our dishwasher broke a couple weeks ago and needed to be replaced. Instead of stressing about where that $$ was coming from, we had ‘fun’ actually shopping for one we wanted bc we had the money set aside. The peace of mind YNAB gives is priceless.

[RandomFandomDragon]

Feeling YNAB broke but knowing I have a starter emergency fund? Cannot say how much piece of mind that brings. It's not enough for anything major, but it's enough to a plane ticket, a car deductible, emergency vet visit.
Also, YNAB has allowed me to continue to work through the debt-payoff slog while understanding it's okay to budget for little joys.💜💜

[Abbyyena]

Really loving the “Reflect” data on mobile 🤓

[CiriliaRose]

the new Reflecting feature helped me see that while I freak out over the high cost of living, we’re not actually spending such a giant percentage of our total monthly amount. For someone with persistent scarcity mindset, this has been huge.

[christineteffenhart]

That moment when no water came out of the tap!!! What, I have to buy a new well pump!!??? Nailed it with YNAB!! Rearranged some categories, then paid with CASH!!

[PatMaddox]

“Life is short and food trucks are great” - please make that the next YNAB t-shirt

[magicbucks]

Sign #6 Desperate for a YNAB merch drop.

[abrasivepaste]

This is a phenomenal video. Pretty inspiring actually!
I only started using YNAB a couple months ago but I have this feeling that I'm finally doing something right for my future. As a 27 year old who never really thought much about a budget before, I feel lucky that I get to learn this tool and new mindset while I'm still young enough not to have all the responsibilities of a house, crushing debt, family, etc. Makes me feel like things are gonna be alright 😀

[alexisdumire]

We were doing great for a long time. But this year has hit HARD and unfortunately we are now actually struggling some. But the cool thing is this: struggling now means we're "only" able to cover our monthly expenses and true expenses, including things like a cpl of non-monthly subscriptions. I mean, i guess thats still a win. Bc struggling used to mean, "can we pay all our bills this month?"

[jasonnicholsen]

I am supes new but these are helping me keep my cool and not give up. SUPER appreciative!

[stormshadowj]

The recent YNAB price increase had me a bit upset since last night… and then here comes Hannah to the rescue. She reminded me of how much I have grown BECAUSE of YNAB. Also, Hannah always makes my day! Thank you!

[JKA]

YNAB broke feeling is definitely a super hard mindsight to get yourself out of. I constantly feel broke because I don't have as much fun money as I want or can't save as much as I'd really like. However, I know I am doing damn well compared to most people.

[SticktotheBudget]

Great video! I do always feel like I'm failing a bit when I have to move money between categories. Like I'm not tuned in enough to have assigned my dollars correctly to start. I have a savings and I'm paying my credit card balance to zero every month, so those are huge wins to me!

[GiantTime]

This might be the best HIFH video I've seen! Super inspiring. Ends with a little bit of "Rich Life" philosophy from Ramit, love it.

[michellebash]

YNASP 🤣 My clothing category just told me that it would like to buy your white waffle weave!

[drloveslearning]

Great video and love the YNAB broke concept - great mental check-up on the positive impact of using YNAB over a long period of time :-)