Backdoor Roth IRA is BS!

There are a thousand videos extolling the virtues of the backdoor Roth IRA and none of them disclose that the there is only a tiny percentage of people that can use this successfully. Here's the truth!

[MrTomcats]

That’s why you shouldn’t mix pretax and post tax money in an IRA, to avoid the pro rata rule. Generally, rolling a pretax 401k over into an IRA is a bad move since you can’t take advantage of the backdoor Roth IRA every year.

The backdoor roth is great if your tax advantaged account is set up optimally