This is Why HSAs are Way Better Than FSAs

HSA vs. FSA: The Ultimate Guide for Federal Employees
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[BlackMarilynMonroe]

I LOVED my FSA, but this is my first year with an HDHP.

[cutler]

Great video. This is my first year in the GEHA HDHP with an HSA. I wish I would have done this sooner. It is great for individuals with low health care costs. Also you can choose your HSA provider if you don’t like HSA Bank. I have payroll deductions placed in my HSA at Fidelity.

[JonMcMaken]

I'm not saying it is always better, but taking a look at GEHA HDHP is worthwhile. According to my calculations, it costs less to pay GEHA HDHP's deductible than BCBS when considering premium pass-thru and premium difference compared to BCBS Basic. Meaning it's an apples(ish) to apples(ish) comparison to compare BCBS Basic copays to GEHA HDHP co-insurance 5%.

[eandrgoodwin]

Maybe I missed it, but did you say whether retirees can use an HSA?