Ep. 47: Why Cash Value Life Insurance Is Unique | infineo.ai

Bob goes solo to first announce infineo's recently launched Policy Ledger. Then he explains what the "cash value" is in permanent life insurance, and explores why it is a unique feature among insurance products.

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infineo is digitising the $3+ trillion legacy life insurance industry, creating massive efficiency by utilising technologies such as the blockchain and AI.

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[TheMrg]

How does the ledger 'digital backup' know that the insured has passed away? If I own the policy, and I'm the one that puts it on the ledger, and I'm the insured, I'm trying to understand how the trigger to contact the beneficiaries is triggered without involving a third party person. Which I'm trying to see how is any different from just telling that third party that I have a policy.

I guess it removes that person from needing to remember what company it is with, but that's just replaced by needing to remember what infineo is.

[christham]

I have a question. If our dollar gets devalued by 6% annually and I’m only getting 4-5% from my whole life dividend, wouldn’t I still be behind the 8 ball?