How to Save $10k in 2023 | Practical Money Saving Tips

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Do you have any other easy money saving tips? Share them in the comments!

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Did 16 hours shift every other day, no eating out, no vacation for 10 years and saved 25k/year and paid my mortgage in 9 years. Zero debts!🥳🥳🥳

bhebhedingus
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Your not wrong at the end when talking about security, I cant tell you how great of a feeling it is when you have even just $2000 in savings and how much it sucks when you have nothing in savings.

kylethomas
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I decluttered and went minimalist 18 months ago, but in my fervour to get rid of stuff, I donated most to charity. I thought that if I hesitated, the urge would leave, but so far it hasn't.

The organisation bug has now moved into our finances and last month, for the first time ever, I didn't go overdrawn in my checking account. I even managed to save!

It really is the simplest idea; to check what you are spending every day, and being mindful of what you actually do spend your money on.

I'm in my 50's, in a low paid healthcare job with little opportunity to move (ageism in employment is illegal but it's still out there...) but grabbing an extra shift and being careful really is working.

Thank you for your sage words Nicole. To have had your wisdom 20 years ago...

I'm just enjoying the buzz of being in credit now, saving a little and learning how to make spreadsheets. It really is addictive...

madamemaigret
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Great content, I add to my monthly savings by Not using my oven or cooktop! I bought an airfryer and a conduction cooktop and use those along with the microwave. My electric bill has gone down consistently $50 every month! Beware of your kitchen high hats! They use lots of electric even with using LED bulbs.
Keep up the good work!

faithgills
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I wanted to say that as far as not having paid for anything in my place except the microwave and the coffee maker I live on less than $27.00 a day.

neinkalando
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I was able to do this and I was so proud of myself! Saved $15, 000 in 15 months just in time for my first car’s engine to give out.
Time to do it all over again 😅
Thanks for the tips and motivation! Instead of intense saving I really need to get a side hustle.

Lemontoke
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I enjoy the anti-budget 😊 money goes to my savings first. It's not alot, but it adds up

amyjones
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Thanks Nicole, I recently reached this $10k Emergency Fund goal and the ANTI-budget was a huge help. Really helped me to focus on Savings rather than Spending. Love your videos, thanks for everything you do!

mikefranklin
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I love your channel. I’m moving over to Canada from Europe in March 2024 so I’ve been watching a lot of finance type videos, great!!

YouTubeSpareTime
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Nicole, I absolutely love your channel! You are wise beyond your years! I am so glad I found your channel!

reconstructingleslie
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What's crazy is this was a goal I created late last year. Journey to save 10K😊

finestgrowth
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Always try to have an emergency stash!!! I only go in when I have to and immediately replace money ASAP!! 💰💖

nyphillyholloway
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Raised my rates. Thanks for that, and as you said, if you’re doing a good job, they won’t mind paying the small increase. Thanks!!

alexbromfield
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It helps indefinitely to see your own savings and having that sense of security and to have a peace of mind.💚

Avamoneta
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I love Levi he seems like the sweetest boy

jennifersamples
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i stopped in the middle of the video and asked for a raise, the answer was positive)) thanks

kseniya
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I would have loved to be a fly on the wall when you were in that focus group about bank fees😂

cj
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I just love you Nicole, been bingewatching your wise advice. Will look into focus groups. I'm on a fixed income but every month $250 go into my super emergency fund. And still manage to build up my checking for what may come up (minor surprises). AND 😘to that handsome guy in the background.

carolynromero
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I made my side hustle a casual job at my favourite pet grocer mart. It has been a lifesaver after I was laid off from my main income jobs back in January. Bonus is I get free dog food!

BlueKoinu
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I like the tip about putting away a small sum of $ for every purchase. I'm gonna try that!

finestgrowth
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