You CAN Prosper Regardless of Who Is in the White House | July 15, 2024

The Ramsey Show (July 15, 2024)

Dave Ramsey & Rachel Cruze answer your questions and discuss:
- Dave reacts to the Donald Trump assassination attempt,
- "I'm upside-down on my house,"
- "What should I do with stocks I was gifted?"
- "I'm having a hard time spending money on our wedding even though I can afford it,"
- This type of life insurance sucks,
- "How much should I be saving for a house?"

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[caitiecook]

What an AWESOME intro. Yes, we are to pray for our politicians and leaders, *especially* when we don't agree with them. What a low, entitled place we have come to hear people saying they wished he didn't miss. That is a life right there, and yes, it is just politics. God and ourselves(right now) have more control over our lives for the most part than the govt. Thank you for addressing and sharing that event and your thoughts!

[jayyoung]

Sometimes family can be a huge liability when they're not holding their own weight. That one guy with his mom in law living with him and 21 year old son there's no reason why any of them should be in debt with all those abled bodies.

[austindalbey]

Dave’s insight at the beginning was quite wise.

[GQglobal]

I keep replaying “ she lives with you”, “ and you have $800”, I am crying this morning 😂😂 hilarious how Dave says it so sarcastically

[BigWolf_]

Dave Ramsey is great. Does not hold back on his opinions whatsoever! He will definitely get invited to the cookout 😁😎!!

[bonnieamirault]

❤❤❤❤❤❤❤Dave, thank you for your wisdom. Wisdom is the one thing we seem to be lacking in this country and it breaks my heart.

[niecybaby]

Baby I love how Dave puts everyone to work! I recently got laid off and while I get unemployment it’s not enough. I hear Da e say everyday. Go to work.

[southerncali]

Thank you for starting the show with some common freakin sense! Who is president doesn’t affect you as much your own damn decisions!

[Hillcountry_Homemaker]

I love Rachel!! I love her so much❤❤ she’s such a momma bear!! Dave and Rachel handled every call so well!

[gltpprf]

With all the political talk... makes me wonder if the baby steps could be applied to get the country out of debt.

[martieaddy]

Thank you for your advise Rachel to just enjoy life !!! But it has to be in a debt-free manner!

[mirandaquinnn]

Dave must be very proud of his daughter. She is very intelligent ❤

[jonstanley]

I love Rachel
And her dad talking back to each other 😂

[debbiejones]

The caller who inherited all that Apple stock wants to liquidated it ALL. Why do people do this? Sell 75% and keep 25%, at least it is a solid, dividend paying stock that costs you nothing. Apple split 4-1 a few years ago and the stock price is going up, it will split again. Why do people make it a binary choice to sell all or keep all?

[Trustbutverify]

Best statement today: To Skylar, "Work is where money comes from."

[kristencampbell]

House closing costs vary place to place. For example, Philadelphia and Pennsylvania each have a property transfer tax that many places do not. You end up paying over 4% in taxes alone. That doesn't include all the other usual closing costs!

[uhcgivi]

To the 17yr old trying to buy a car for his girlfriend. DON’T DO IT!!! One thing that they didn’t mention is the psychological and relational difficulty that happens when someone is in “debt” to someone else. Dave typically talks about this in other contexts when it’s a loan, but it also applies to gifts. Personally I never want to accept huge gifts from people because it makes me feel like I owe something to them. This car gift might put the girlfriend in a cornered situation. She might feel like she now owes something to the guy and it will make her resent him long term. Sometimes trying to help, actually backfires and complicates the situation in ways that could have been avoided.

[anderking]

this administration is driving me nuts!! The only American who won't acknowledge this Administration's failed economic policies is Joe Biden. "Shrink-flation' is the least of our worries compared to rising rents and stagnant wages, but it is an undeniable indicator of how bad our inflation has gotten. I have $100k that i like to invest in a non-retirement account, any advice on that?

[Beachgrl]

I’m not sure Dave is correct. A single round of IVF is likely $7, 500 in a foreign country. I’ve been through 3 egg retrievals in Virginia in the last two years and it’s easily $15-20K per retrieval. I hope the caller tries to find a new job that provides insurance coverage. With our coverage of 90%, we were able to cash flow IVF and have two beautiful children. Best of luck!! ❤

[wufflemann]

Why all the student loans and Master’s Degree and not working?