Buying a PROPERTY for PASSIVE INCOME

What’s your package, if I may ask? 🫰

Congratulations, if it is more than 16 LAKHS ✨

A recent report by Financial Express says that to be in the top 1%, you need to have a salary upwards of 16 lacs. 💰

With that kind of salary/income, you may want to do some “real” real estate investment other than just reits.

But, rental yields for residential properties are terrible 😔 in most parts of our country. So what to do to earn higher rental yields?

Enter ➡️ Fractional Investment.

They can return 7-8%. Wanna know more? Read on 👇🏻

If you have more than 25 lacs stacked up for real estate allocation in your portfolio, then you can go for fractional investment in high-end commercial real estate properties. (CREs)

You can get a high monthly rental through premium CRE projects. Unlike REITs, investors have full control over choice of properties. Returns are volatile as of now. Also, these investments are not as liquid as REITs. But the fractional investment market is witnessing high growth in India as offices open up. 🏢🗄️

Considering they have a high potential of value appreciation, they are estimated to provide an IRR of around 12-15%.

If not now, I hope eventually we’ll reach a phase where we’d afford to have better options than REITs 😊 Thank me at that time!
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#financewithsharan #renting #reit #realestateinvesting #reits #realestateinvestor #realestateagents #investingforbeginners #financialeducation

[HugoBergmann-lund]

Purchasing a home is already a very difficult thing to do, unless you pay cash or don’t get a loan from the government. If only my minimum monthly house payment, over the course of 30 years I’ll pay more than double what my home is worth. I purchased before things got crazy so I got a good interest rate. I couldn’t imagine trying to rent or buy right now.

[shuddhodhanshetty]

Fractional real estate isn't as regulated as stocks from the govt. So one must be overly careful

[RaghavCh]

Passive income is not only rent, but also value of house and it's appreciation over period of time. Sharan always misses such valuable and practical info

[I_am_DarthVader]

Bank uncle😂😂😂 just remembered my childhood❤❤

[Gabrielle..]

Most people simply enter the financial market without comprehending matters like this. The first stage is determining your goals and risk tolerance, which you may do on your own or with the assistance of a financial advisor who works with a verified finance agency. And also you can learn the facts about saving and investing and create a clear plan, you should be able to acquire financial security over time and enjoy the benefits of income management.

[InvestWithGirish]

When you realize ₹25 Lakhs is 50 Decks of Notes not 2🤣

[unicorns]

Commercial property definitely earns better but has following cons
1. Whole idea depends on who owns that building is it trust/ pvt / Society which decided ur property tax and maintenance which affects ur IRR directly

2. Pre occupied lease contract with original leassor.

3. If the property is sector oriented it can be risky in long run. eg IT sector moving to work from home.

4. It may not be that easy to resell such property as only 1 or 2 main stream brokers are available in mkt whi can pitch such property

[amittripathi]

It’s time people should stop taking financial advises from YouTubers and Tiktokers

[CA_Saurabhh]

I think one should look at real estate as a means of social security as well. An apartment taken on loan as well and covered by a term plan ensures your loved ones are taken care of in an unfortunate event.

[ramram]

What if in future everyone starts work from home. Better invest in homes

[dhruvakumar]

They dont share even quarter of the profits they make, but they would sure as hell dump every bit of Loss on your head

[coolfreaks]

"How do you know all of this? I follow my man" - this part is common in every video.😂

[srinivasv]

There are risks with it. You cannot easily resale when required. Finding buyers in case of resale is not very easy

[spacpower]

Coming up with fancy names that requires to trusting casinos like banks, rating agencies and brokers is age old trick... We need sound money that holds value over period of time not trust me promises 🤣😂

[Atheistically]

Beginning of share holding in real estate. Future will be real estate bonds. All assets on paper .

[rahulnair]

Should you not factor in real estate appreciation of the property and gains from a possible sale after 15-20 yrs?

[Rahulchoudhary-itfu]

In tier 2 town you can get 8-10 % of return... it's only tier 1 where 3% is hard nowadays

[PratikDas-vubs]

The last dialogue was funny“ I follow my man" walla😆love you sir ❤

[shashankks]

Hmm, let me buy the entire building. Alfred, how long till the transaction is complete?

[xxcsotg]

Would you suggest me basic information of all these financial things. In a book ?