Agree to Disagree | Andrei Jikh

About this episode:
In this episode, join me and YouTube financial star Andrei Jikh as we bring back the "Agree to Disagree" segment, sharing our honest takes on the latest headlines in housing, crypto and more.

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[bernadofelix]

I used to work as an investment advisor. The advice presented in the video is excellent and holds true for the average American. While it's a fact that money can't directly buy genuine happiness, it does provide the means to access experiences that can lead to happiness. However, for individuals with a substantial portfolio, say around $5 million, if you observe closely, you'll find that most people in their 70s are still quite active (I live in LA), but by the time they reach 80, their activity levels tend to decline. So, it's essential to enjoy life at some point before it's too late. That enjoyable vacation might well be the experience that brings comfort in your later years. It's important to distinguish between spending money wisely and squandering it. Be prudent in your value-conscious spending.

[humphrey]

two legends on the show! well done George and Andrei

[gibblespascack]

For me, the ability to retire at 60, started with saving 19% of my income, in 401K, starting at 25, with an income of 28, 300, and stopping 23.5 years later, then sitting on the fund for the last 14 years. That plan has generated $2.3 Mil and I am now 59.5. At this time, my house budget is $60K/yr. So, it is possible to retire at 60 starting with a smaller income, if you start early.

[TonyRiley-qbsw]

I read that Nvidia provides tech for crypto mining services/blockchain transactions. Could the current crypto pump be attributed to Nvidia’s great earnings and should I hold some crypto as well, cos tbh I’m having FOMO with the current crypto price at 64k.

[punkbassandcovers]

I love how the Ramsey team is Gettin' Jikhy Wit' It. Had to.

[TheSJVF]

I love the confidence of having open conversations from different people with different approaches to Ife.

[Doracox]

Great Video George. If my husband and i never invest another dollar, we will have 1.2million at retirement. This is why people say to do everything in your power (Legally and morally) to get $100k+ invested in your 20s.

[andrewz]

This was really good and fun to watch. Thanks George for bringing the personal finance Youtube community together on your show

[eli-bthe]

What makes sense to me for married couples is to have one account that the paychecks are deposited into and that the bills are paid out of. And then each spouse's spending money is transferred to their own accounts. That way it is easier to keep track of how much is available and there aren't too many hands in one cookie jar. Everything coming out of one account is a recipe for disaster. Honestly, it's even a good idea for a single person to have separate accounts for bills and spending money.

[mannya_realtor]

Great collaboration again as always. Andrei is a scholar and I’m glad to see the both of you agree on so much.

[jwarnstarsmile]

Yay Whitney!! Good on your George for supporting your family. 🎉

[jencomito]

My in-laws had separate finances and it was such a mess. They had 8 accounts we had to manage when they no longer could, and they were always fighting over who needed to pay what expense. When you're united on your finances and view it as "the family's money, " it's so much better for the relationship.

[jonkuderer]

I regularly quote "Real Gs move in silence like Lasagna". Here's your upvote.

[MrJuliansnow]

I really like this approach and concept. Hearing the reasons when they differ creates a good discussion and it's entertaining.

[kasession]

I did NOT hate that segment. I LOVED IT!!! 👍🏿

[brandhark]

Andrei is so intelligent and George is such a great host. This is great content George! Would love to see you two in another video.

[nathanthetogaman]

I thought the thumbnail was two pictures of George

[MissArcanaNerd]

I love Andrei! He explains finance like your five, but in a very educational and funny way. Plus magic 🎩

[moonaj]

George, love the channel! "Bitcoin is only valuable because we all collectively agree to go in on it" Isn't that true for any currency?

[LuKiSCraft]

I don't even use a checking or savings account, lol. I just keep all my cash in a Cash Management account with Fidelity which acts like a checking account but pays me 3% APY. I have an ATM card for it, and they reimburse all ATM fees. Only thing I can't do is write a check ... but does anyone do that nowadays? Last time I had to write a check was in 2018. BTW, you have some excellent video production George. Very entertaining. Keep it up.