Riders in Term Insurance *YOU MUST HAVE* | Types of Riders in Term Insurance | Gurleen Kaur Tikku

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Many life insurance companies offer the option of adding more coverage to your term plan via riders.
In this video, we will discuss 4 Major Riders in Term Insurance :
1. Critical Illness Rider
2. Accidental Death Benefit Rider
3. Accidental Disability Rider
4. Waiver of Premium Rider

We have also discussed the Advantages & Disadvantages of Riders to help you choose between a Rider or a Standalone Policy.

WATCH THE VIDEO FOR MORE DETAILS :)

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#terminsurance #terminsuranceriders #gurleenkaurtikku

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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 15 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.
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Why a term RIDER? Cant they call it as a simple term "TOP UP" ? Whats the purpose calling it a "rider" as a new / confusing term? (just asking out of curiosity, dont take it otherwise). Thanks for great video.

newsnview
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Was looking for something like this. Thanks a lot for the clear and concise explanation.

VinayDBajaj
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Mam, i have took term plan of HDFC 3D + and took accidental rider, paying since 3 years and i heard GST on premium only 1st and 2nd year but now GST collecting every year from me and how is the plan accordingly to you, i am a bank employee

shivkumarbagalur
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Best Term Plan btayiye jisme terminal illness and waver of primium bhi include ho.

guptabrijeshh
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Can one take two different personal accidental policies of different companies?? Will he get claim settlement from 2 different companies?

chetanmahajan
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Hello mam premium paying term kya rakhe?? Vo bataiye plz long term ya 5 years if I earned avgerage

govindavarma
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Informative video..
I have a query should i include critical illness rider in term insurance ?
Is it better to cover critical illness in health insurance?
Plz clear doubt.

kamleshpal
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Pls suggest what is best rider we can add..first I dislike but after watching bloopers, I liked your video..

swastikjaiswal
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I buyed 1Cr term insurance of Company X in 2019, now in 2022 i want to buy term insurance of 1 or 2cr again, should I buy it from same company X or from other company ?
Please provide pros an cons related to this,
also problem faced by family at the time of claim, when 2 same or different company are there ?

sureshaircel
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Nice Video Ma'am plz. Made video on Critical Illness Policies

mandarvaity
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Is paralysis covered in accidental disability

manishbhatia
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Madam I am 50 age witch policy best 35 yaers please tell me

dineshjagtap
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very important information thanks ma'am

yogeshverma
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Ma'am make a separate video on detailed personal accident insurance

aj_sgaming
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Waver of premium mein Accidental disability cover nahi karti insurance company

Amitsaini-kt
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Very well explained, Thank you. Just one question; if someone does not opts for accidental death rider, will the amount paid to nominee will be exact sum assured, in case of accidental death ?

vickysuper
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Mam make a video on the claim process of the online term insurance. Ex. Lic tech term, Tata Aia, max life

rajukannaujia
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Lic Me 2 lack to 2.5 lack income rahegi to term plan kitne ka milega....??
Age 28
No Smokers/BP/sugar

nileshkadu
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Icici ka Prudential term plan lana ho around 50 lakh to kam sa kam kitni class pass hona chaiya

ankushsuri
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Somebody want to add rider in the policy contact me but only for Tata Aia life insurance i am Advisor and agent both

NairaMishra