You Can’t Win With Money if You Keep Ignoring the Real Problem | December 17, 2024

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The Ramsey Show | December 17, 2024

Dave Ramsey & Dr. John Delony answer your questions and discuss:
- "My father-in-law owes us $100k and now he wants to put up our house for collateral,"
- "How do I financially prepare to have a child?"
- "My husband says I "sucked the fun" out of his hobby,"
- "My mother-in-law sticks her nose into everything,"
- "How do I tackle $100K of debt?"

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I came for financial literacy, I stayed for comic relief😂😁

foreign_agent

caller 1 - 00:40
caller 2 - 10:50
caller 3 - 17:50
caller 4 - 22:50
caller 5 - 44:00
caller 6 - 1:05:10
caller 7 - 1:18:50

gamersetherealjourney

When I loaned money for major house repairs to my close family member, I wrote up a loan agreement, charged a small amount of interest, used an amortization table, had it signed by that person and notarized.Gave that person a copy. A check was sent to me every month as agreed and after it was fully paid off I mailed a statement to that person saying it was fully paid off. That was years ago. I have kept those papers in a file in case I develop serious memory problems (I'm a senior citizen.) All of this was done in a very good spirit between us.

Pondapple

I hope Dave never retires. I have gained😁 wisdom in every area of my life.

abbasjoy

My best duo, Dave & John. Always unfiltered and always guaranteed a laugh with them.

lisalotta

Hit 240k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in September 2024..

LivefreeLoz

Dave😂😂😂😂 get an apartment, you don’t keep mama and baby in a camper! The way i just hollered! This is why i love him. Practical, real!

paulamartin

Regarding the call from South Africa. I understand Dr John’s solution to remedy the relationship. Yet, what was forgotten is that even after asking for the loan, the family asked for more money from that couple .

And the mom going around and trashing them.

I would move away from my family at this point. This is a mega boundary problem.

The parents should be so proud that their son is doing so well. You are not bad people at all. I believe in healthy boundaries between family members.

I would grieve my relationship with my parents. I would not close the door but the likelihood that they will come around your level of integrity is low at this time.

Money can be very detrimental.

I just want you to know that you are not bad people at all.

❤

nathaliebasile

It’s so wonderful to be debt free as of 15th December 2024. Feels so amazing after My hubby and I have been struggling with debt for 11 years. Getting in and out of it. However this time we certainly learnt a lot from Dave Ramsey podcast.

Baby step 3 here we come🎉🎉🎉

happinessngubo

A retired neighbor told me she goes to her son and DIL’s house almost every day to tidy up while they are at work. I didn’t really comment except to say WoW that’s amazing. She then said if she didn’t it would fall upon her son to do it. I’m so glad I’m not the only one who finds this weird.

anniethomas

A lot of the callers sound like they come from the usa.
I came here as a poor immigrant now citizen. Worked my butt off by living frugal and saving. I learned English. Went to university. And walked into a $125k job. Along the way I studied basic finance and investments. I now have a net worth of 2 million. I also do not have school debt. Because I worked to pay rent and tuition.
I have been in the usa 20 years.

mezzem

At 55, I'm from southeastern Ohio but have worked internationally for most of my career. With $500, 000 in savings, I'm ready to retire, although I'm worried about the rising inflation. Is this enough to retire well, or should I seek professional money management?

Dylanchris

please put the full show back on spotify. i don't need more apps on my phone.

rows

My mom did this to my brother and SIL. They spoke to her about it many times. I finally had to step in. Next time I saw my mother I explained how intrusive she was being. She started to laugh and I said keep laughing your way into a no contact situation. She finally stopped.

Oglulubell

My marriage ended in divorce when my husband chose duck hunting over his 10 month daughter in the hospital. Hunting can be a problem. It’s not really a joking matter. I decided I can be alone on my own and take care of my daughter myself.

Kate.