HOW MUCH IT COST ME TO BE TREATED AT THE HOSPITAL | French healthcare

Hi my loves ! Today we will be going over the french healthcare system and specifically talking about how much it cost me when I broke my finger. Let me know your thoughts down below.

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GROS BISOUS!!

Arielle

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healthcare, healthcare system, American healthcare, Paris, culture shock, french culture, storytime, paris storytime, paris arrondissements, sudy in france, live in france, live abroad, move abroad, move to France, living in Paris, paris lifestyle, Emily in Paris, international student

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Édith Piaf - La Vie en Rose (DeliFB Lofi Remix)
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[cynthia]

Did I miss the part about how much you pay for your separate health insurance?

[MrGrinax]

So true for the low cost. I broke my femur while skiing, with Healthcare + insurance I had to pay nothing, but I know the final bill : helicopter, + surgery with anesthesia (with an excellent doctor) + 3 days at hospital with physiotherapist + meds = Less than 2500€. I can't imagine how much it would have been in the US...

[einathurvitz]

I got to know your videos when I was preparing for a visit in Paris earlier this year - I enjoy them so much, and the proof is that I continue to watch your channel sometimes even after my Parisian visit. So thanks! I live in Israel, and we also have a public health system that is - frankly, much simpler. If you are a legal resident, you are covered by the public health insurance (paid for by taxes of course). You pick a health provider (there are 4). Then, almost everything is actually paid by the the health provider, with some (legally set) price you pay yourself. For example, to see a regular clinician, I would pay about 9 Euros. The rest is paid for by my health provider, I don't even see a bill. If you have an emergency, everything in the hospital is paid for by the national health insurance. I'm not saying it's a perfect system (there are problems), but it is very simple to navigate, compared to what you described.

[megandurkee]

And this is why the American healthcare system sucks. Oh and I’m American. I have very good insurance at this point in time, however not long ago I didn’t. I went years and years without seeing a doctor because I couldn’t afford it. I’m glad the system works for you in France. I’m also glad your better.

[ChatonQuiMiaule]

Actually, there are deductibles, but there are small, like 1€ per prescription.

[davidhutchinson]

When I sold health insurance in the US years ago, I always put an accident rider on the plans I sold. Accidents are more likely than illness to begin with. So eliminating the out of pocket was easy for another $25 monthly. But without it? An accident like Mademoiselle Arielle had would be what? $1, 000 at least in the US.

[sanxmuch]

The densist adjusts his prices on your coverage, they lower prices for people without secondary cover...

[aeolia]

one tip for those living in France and have a carte vitale, you have to have a GP treating you or else you will NOT be reimbursed 70% of the base cost by "secu", you will only be reimbursed for 20% of the base cost. This can be an issue if you go see a specialist that doesn't need a referral like an OBGYN (it's a lawful right in France for those with a uterus to be able to see an OBGYN without a referral from a GP, unlike say in the UK). But the problem right now is there is a shortage of doctors in France, specialists being the worst, but GPs still pretty bad. And many GPs are not accepting new patients even though a law was just made where it is your right to have a GP especially if you have a chronic illness. Also if you are a foreigner in France and English (even if it is not your native language) is your main language for whatever reason, you may have trouble finding a doctor that speaks English. It's a great misunderstanding that French people are competent in English, they are not, unless they seek it out personally, they have little to no exposure to English through media (this is because everything is dubbed into French and they aren't weirded out by dubbing like the rest of us, lol) and English in school is more academic and not taught as a tool to communicate. So you're gonna have to be the one to get over your nerves and learn your medical French yourself and get a French speaking GP if you can't find an English speaking one that's accepting new patients (this is from experience, I have high anxiety with doctors and I didn't get a GP for 3 years because I didn't think my level of French was good enough and I couldn't find an English speaking doctor in my area that was accepting new patients).

[yannip]

Which is the best French Mutuelle insurance if you don't have an employer?

[charlottetrujillo]

Just had eye surgery in US, and had to pay $2000.00 to the surgeon up front, and $2000.00 to the surgical center up front. I have insurance and the deductible was already met. The anesthesiologist is separate, and multiple outpatient visits to surgeon and retinal specialist are also separate. Yikes!

[ChatonQuiMiaule]

Your interaction with the hand specialist is no surprise to me - my experience with some of these specialists (orthopedic surgeons etc.) is that they see you for very short consultations and charge 55€ or more for that. How would they be able to pay their expensive car, horse club, fancy reception hall etc. otherwise?

[ChatonQuiMiaule]

Not "the government". "Social security" (state government and social security budgets are different).

[karenjakobsen]

Hey, thanks so much for this info. How did you apply for the FR health card? I live here, I am Canadian but also Danish, so am also EU. Do you just sign up online?

[johannaengman]

The tax system pays more cause you visits to the doctor is more than what you see. That is what I think is good with the US system that you know what things kosts. I am in Sweden and we only see what you pay. You can have a private insurance that covers everything but most people don´t. Then you get in a fast track to a specialist. I think you pay 10 USD per visit but after 100 USD in a year you pay nothing. In hospital you have to pay for food, think that is about 12 USD per day and you can eat as much as you want/can.

[francois-xavieresperance]

And there is "Secteur 3", too...

[nancyrivard]

Who do you have for your supplemental insurance?

[johnvititoe]

The money your parents spent on your dental care was well spent. You have beautiful teeth! Did you have braces? Does the French healthcare system pay for braces?

[reneeupdike]

In the US Dental is NOT part of health care insurance. At least in the two states I have lived in. Dental insurance is separate and NOT worth the price it costs. In both states I purchased the dentists' dental discount program. Right now my two dental cleanings/checkup/xrays end up being about $450 for the year. The dentists here in the US have astronomical prices. I had stage one skin cancer and had an outpatient small surgery. It was cheaper to have my skin cancer surgically removed than for my daughter to have two fillings for her cavities in her teeth! Just ridiculous the prices dentists charge! If we have to go to the doctor without insurance like for a UTI or something we actually need to see a doc for to get a prescription for an antibiotic it will cost around $125 or more. I can usually get a 30% discount if I ask for it. The docs can't charge different prices for uninsured people versus insured people. The insurance companies will "get them"! We don't even want to talk about going to a hospital without insurance. Now let's talk about pricing for health insurance. If you are an individual paying for health insurance for you and your spouse it's about $1, 200 to $1, 500 per month - yes per month. Some companies will help with that - maybe. We did have an Affordable Care Act passed a few years back but that ended up making our health insurance even more expensive now. Now that I am semi-retired with less income the state I live in now helps me to pay for the health insurance and the cost for me and my husband is about $85 per month and the state/government picks up the rest. I had my coloscopy recently and even with insurance I still had to pay almost $1, 000 to the doctor. They send you bills for every doc you see and the hospital. There are deductibles in the insurance cost but if you don't have the insurance and you end up at the hospital there is a high chance you would have to file for bankruptcy. Hospital costs here are THAT much!!!! I am curious at how much you pay monthly out of pocket for your health insurance or do you get it free from your employer? Thanks for explaining. I found it very interesting! "They" scare us here in the US that we do NOT want "free" health care as it would make for long lines to go to the doc and waiting lines for cures such as cancer.

[sanxmuch]

Doctors don't choose their sectors, there are rules to allow them to practice these prices. For that, they must have spent years in the public sector at the hospital.

[carolebritain]

I live just east of Toronto so very close to your hometown. I’m not sure why you think having to pay anything at all makes the French healthcare system better than Canada. I have had surgeries, specialists, long hospital stays, tests, x-rays, procedures on my heart By top-tier specialists.
, endless medical interventions, and I have never paid a penny. I have been transported by ambulance, by helicopter and by medical jet and again my cost was zero dollars. I do understand that there are deductibles for some things but that is dependent on your insurance and most of us, I suspect have company paid insurance. You of course can buy additional insurances, but when you add it all up, it isn’t that big of a burden. I do have a story about Paris however, that happened in the 70s when we went to Paris for the first time as a bunch of very young teenagers, and one of our party passed out during communion at Notre Dame cathedral. The priest called an ambulance, and, as we approach the cathedral, we saw her being placed in the back and managed to find her in a backstreet emergency hospital Where there were literally, including her, three patients. She was given blood work. She was given x-rays. She had Dr. Care., as well as nurse is caring for her. I was freaking out because I didn’t know how we were going to pay for any of this, as we were just high school students. When it was all said and done, they did release her with some medication that they provided and the cost was absolutely nothing. We were very impressed. The only real issue that she had during her entire time, was that they don’t give you gallons when they’re giving you an x-ray so she had to face the technician stark naked. She wasn’t impressed with that or the fact that we tried to kidnap her by rolling her bed out of the hospital so that we wouldn’t be stuck with a huge bill. What can I say. We were young. 😁