The BEST High Interest Savings Accounts In Australia For 2024

In this video, we go through the 5 best high-interest savings accounts In Australia for 2024! These high-interest savings accounts are paying some of the best interest rates of up to 5.5%. But additionally, some of the bank accounts come with great features that make them stand out. If you have some cash savings and you need a place to save money, then definitely consider opening one of these top high interest savings accounts because you can earn a lot of interest.
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▼ ▽ MOOMOO
💸 Sign up to Moomoo and earn up to $3,300 in interest with a 6.8% p.a. for 180 days

▼ ▽ ING SAVINGS MAXIMISER

▼ ▽ ACCOUNTS LEADERBOARD

▼ ▽ SIGN-UP TO MY FREE WISERCREDIT NEWSLETTER

▼ ▽ AMEX CARDS THAT I USE

▼ ▽ OTHER LINKS

💰 Some links above may be affiliate or referral links. Using these links doesn't cost you anything extra, but they support the channel!

▼ ▽ TIMESTAMPS
0:00 Intro
1:00 AMP Saver
2:03 ING Savings Maximiser
4:59 Earn 6.8% Interest
7:18 Hiver Target Saver
9:10 ME HomeME Saver
10:25 Move Bank
11:15 Secret Method

▼ ▽ CONTACT

[Mushie_SprinkleSprinkle]

YESSS
First he teaches us credit 💳, now he teaches us savings ❤ love it

[hairypawter]

I literally just sorted my ING and Ubank accounts out today. Welp!

[nyanwin]

is the max balance for ING to get the bonus interest rate $100, 000 or $250, 000?

[SanderOpdam]

Thank you for the video. It was very helpful. If you have one, what's your opinion on IMB Bank Reward Saver Account?

[minimalliving]

please make video about comparison of keeping money in HISA vs bond etf. thank you~

[danielazurduy]

Can I transfer 2000 each month and then get ir back into my account to do the same every month? for HomeME

[rodsmith]

So doing ing maximiser with $20k and jump all hoops when do i get my 5.5% paid back to me? The next month?

[musiclife]

Warning everybody. MooMoo isn't a bank and is not covered under the Financial Claims Scheme! Raymond what would happen to shares we bought via moomoo if they went bust? Would our shares be ok? Or do they go bust along with the sinking ship?

[swenq]

Thank you Raymond. Really appreciate your time and efforts. Could I please ask how much will I get taxed on the interest I earn in a high interest savings account? Is it where my tax bracket is?

[dachen]

Great video. Essential workers are the only people eligible to open a Hiver savings account. Hiver are not part of ING Bank which was on the flyer in the video

[BS-zguj]

Hi Raymond I found out that with the RACQ Bank Bonus Saver at 5.25% an additional pre requisite is applicants need a Queensland residential address☹️. PS the Accounts Leader board is a great reference tool to use. Thank you

[teohle]

Thanks Raymond, for the $1000 deposit each month for the ING, can I withdraw the money or the $1000 has to stay in the account forever ?

[LOREakaRICO]

Thanks for the video, mate! So, both ing and ubank do not have fees to open, keep open, and close the bank accounts?

[Mushie_SprinkleSprinkle]

wait but what happens if you save over the $250k limit? what happens then?

[jimmyjam]

great video! currently with Ubank maybe make a switch

[hatmcwindy]

So what is best if you have around 30/40k you want to start earning interest on?

[theodddadout]

Do high intrest accounts have a clause that if you withdraw, you forfeit intrest for that month?
Was curious about combining with a credit card. Spend with credit card, deposit same amount into high intrest account, then when intrest is collected pay off credit card?

[rickykeung]

Move bank doesn't offer the 5.7% interest anymore. They quietly drop to 5.5% just one month after, perhaps after they got a bunch of new sign ups, seems like a bait and switch. 5.5% is still a good rate, just poor marketing tactic to acquire new customers.