Decoding Budget 2024-25: Expert Insights from Dhirendra Kumar | Investors' Hangout | Value Research

Join Dhirendra Kumar in this special episode of Investors' Hangout as he explains the important points of the Union Budget 2024-25. Learn about the rise in capital gains taxes, the lack of indexation benefits, changes in tax exemption limits, and the new NPS Vatsalya plan.

Find out how these changes will affect your investments and financial planning. Don't miss this easy-to-understand guide to the new budget!

𝗖𝗵𝗮𝗽𝘁𝗲𝗿𝘀 :
00:04 Introduction
00:33 What is Dhirendra Kumar's take on the increase in capital gains tax?
03:48 Securities Transaction Tax on F&O doubled. What does that mean for you?
04:54 Hits & Misses of Union Budget 2024-25
08:29 Key takeaways

Here are the key takeaways:
1) Higher Capital Gains Taxes
Long-term gains tax: 10% to 12.5%
Short-term gains tax: 15% to 20%
2) No Indexation Benefit
No indexation on investments, disappointing for investors.
3) Increased Tax Exemption
Capital gains tax exemption limit: ₹1 lakh to ₹1.25 lakh/year
4) Higher Securities Transaction Tax (STT)
Futures STT: 0.0125% to 0.02%
Options STT: 0.0625% to 0.1%
5) NPS Vatsalya for Minors
New pension scheme allowing contributions for minors, becoming theirs upon adulthood.

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Thank you for Watching - Decoding Budget 2024-25: Expert Insights from Dhirendra Kumar | Investors' Hangout | Value Research

𝗥𝗲𝗹𝗮𝘁𝗲𝗱 𝗦𝗲𝗮𝗿𝗰𝗵𝗲𝘀 :
union budget 2024 highlights
capital gains tax changes 2024
indexation benefit explained
tax exemption limit 2024
nps vatsalya plan details

[guharup]

Fully agree. Never had this kind of tax gouging finance ministry before

[kishantantiya]

Thanks VR and Dhirendra sir for your clear cut insight on Budget.

[dhirajdhote]

In future as govt sees people have amassed huge wealth over their life time by doing SIP
The government in the name of rationalisation of taxes across asset class (equity, real estate and debt) will increase LTCG to atleast 20%

Get ready for that day
This will happen

[kolarvasu]

Best analysis of the budget. Clear and to the point. Thank you.

[prakashraghunathan]

Ltcg is disappointing. And alsoindexation which is removed.Thank you dhirender sir for the good analysis.

[shivampande]

Very well explained and very simply
You could empathise the pain in his analysis regarding taxing on hypothecal gains by removal of indexation
Bjp i feel has still not learned its lesson

[yyyoooo]

You guys are the best and most genuine, have been reading and hearing Dhirendra sir from many years, even ma'am is so good...keep up the good work...we will surely have far greater reach in terms of subscribers soon (if at all that is the criteria in this rat race)....

[SantanPereira]

Do we get indexation with 20% tax for debt fund brought in 2020 by grandfathering?

[parthshah]

NPS vastlaya (kids), looks like useless.. Can we please make a video on this one..
I see we can not use for education / marraige in current structure.. It looks like I am planning for my kids retirement.

[sudarsanmisra]

NPS Vatsalya will be transferred to a normal NPS account when the child attains majority. Where is the scope for marriage/education expenses?
On Grandfathering, budget is silent, but it is abolished is not established.

[muthukrishnandiet]

Is grandfathering applicable to the investments made before 31 Jan 2018?

[safdaralitkd]

As the government is cotinuously discouraging to get deductions under Chapter-VI A..
Will the AMCs convert its existing ELSS funds into Flexi Cap, Multi Cap or Large Cap in comming future?

[mainaksarkar]

If u want to boost bank deposit, cut tax rate. Cutting money in the hands of middle income is the established rule now.

[satyam_]

Thank God did switch in 2023 to shift from regular to direct got grandfathering benefits

[RajeshKapoor-nu]

Since there is no cut off date, partial grandfathering may be allowed as per some interpretation as this has doubled the tax out go for many depending upon appreciation/time held etc…talking of property here

[rohithsh]

thoughtful explanation sir as always.
Agree with your point on LTCG...not at all encouraging and big disappointment ..

[soumendramukhopadhyay]

Excellent analysis and thanks for saying clearly you like all of us are disappointed .. But what else can we do as this is the decision of the elected Govt and one has no option to oppose or request reversal but rather abide by. This will encourage more Dubba trading

[Chandra_Sekhar_Reddy_M]

We have seen lot of new investors starting to invest in stocks and mutual funds. this LTCG tax hike is a absolute killer and making people refraining from investing. such a pathetic FM and they do not listen to people. even HRA should be increased from 8, 000 in hyderabad, bengaluru like cities. we have house rents starting at 20, 000 for 2 BHK.

[shubhamtripathi]

sir, what would be my tax rate if I have sold the unit before the budget announcement .

[AbhishekRoy-nobr]

Enough is enough..this govt has to go now.. waiting for 2029 !!