What's a Good Return on Investment?

The destination is clear... to have our money make more money! But what's considered a "good" return? And what's the best way to get there?

Two Cents on Twitter: @twocentspbs

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Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions.

Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson
Directors: Katie Graham & Andrew Matthews
Written by: Philip Olson, CFP®
Executive Producer: Amanda Fox
Produced by: Katie Graham
Edited & Animated by: Andrew Matthews
Images by: Shutterstock
Music by: APM

[krisyuret]

Props to your graphics person for the great visuals.

[admiralhyperspace]

Mind blowing analogy. Its crazy how well it fits the bill.

[leftyla]

Not gonna lie... Those animations really helped me understand this.

[DarkKnightGotham]

This channel is an hidden gem.
Adds so much value.

[NuSpirit_]

Kinda wish you'd say at the end "and that's arrrrgh two cents" :P

[Nerdfighter]

This is so creative and wonderfully animated. It's also the first real beginner level introduction to investing I've encountered--it doesn't assume people know what stocks are or that there are investments that aren't in the stock market. Thank you so much Two Cents!

[zanquinoe.s.]

This was excellent; loved the illustration.

[dokatmasali]

So cryptos are like setting sail for the new world?

[JaredOwen]

Well done! I wish I could have seen this video 10 years ago😯

[danieljamal]

Starting early is the best way of getting ahead to build wealth, investing remains a priority. Even in a downtrend, the stock market/crypto market has plenty of opportunities to earn a decent payout, with the right skills and proper understanding of how the market works.

[b.sharp.]

I think another major form of risk that wasn't really touched on was liquidity or lack there of. Many of those option lock you in for a certain amount of time so it makes it risky if something major happens and you need that money now. Or, more importantly, if the interest rates increase but you're locked in at that smaller rate. You could be missing out

[umairsyedm]

Being a mariner, This was so pleasing to watch as you portrayed everything so accurately!

[grofflek]

Brilliant metaphor, thanks a lot for this video!

[Cassiearan]

If you have an idea, make that idea HAPPEN and start investing. Trust me, it'll be worth it! :) Hi guys! Let me just share with you a quick story. We own a cookie shop business in our college town. When we first started it, we were living in our car with very little direction, just a huge passion to be successful. We just graduated college as well. We started the late night cookie shop out of a local bagel shop in their off hours at night. We were living in our car in the parking lot of the shop at the time with my boyfriend, Bran. It was a crazy experience but it worked! We became a success! And now we have 2 storefront locations in New Jersey and Florida! We started it to fund a year long backpacking trip around the world and to be successful while living the life of our dreams.

[gustavoonthetelephone]

I am a financial planner and I admire your channel so much! Such a fantastic job in bringing knowledge to small investors!

[CleverDoughKids]

Oh my goodness, this is just too adorable Two Cents! Well done! You've taken the complex subject of investing and made it nice and easy, and entertaining to digest. I agree wholeheartedly that we need to have a little in all places. and I LOVE that you mentioned to use the saving account just for those rainy day, easily liquid-able, reasons only. My advice for viewers here would be to use the sound advice the Two Cents have laid out so beautifully in this video and then also seriously consider starting a plan B, business idea of your own. What are your talents, hobbies or interests that you know a lot about and that your would have loved to know when you were just getting started? Start there, make a list and then see what ideas come to mind. Maybe one day you'll do so well that your business idea will be in the top 500 businesses that others invest in too!

[Xieda]

I wish I could like this twice. Once for the well presented information, and once for the sustained pirate analogy!

[_DeanHolt]

This is literally the single most amazing infographic you guys have made!! Love it!

[elektromeha]

This is one of the best explanations that I saw in few years Thank you on your hard work making this simplified.

[JennyMaeTalaver]

Great to see you adopt new concepts for every video to keep engaging us with insightful content on personal finance. Kudos and more power to you, Two Cents!