Saving for the Future Starts Today | January 23, 2024

The Ramsey Show (January 23, 2024)

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[Donjayvilla]

My heart goes out to Bill. I hope he and his family can start taking the right steps forward. Listening to his story broke my heart

[bettedavis]

A root beer float on a Tuesday...my week is complete! I absolutely love this duo.

[Trustbutverify]

These two worked REALLY well together today!

[nikkininedoor]

We Love Ken & George's banter, James. Keep this Team 'a Rollin' - Rawhide!

[authentic_living]

“The voice of fear is the rooted in tremendous pain” Ken Colman… so true..

[scrubseverr]

These two are amazing together! Love the banter

[dawgsfanatic]

Top two hosts of the show when Uncle Dave isn’t around….Dr John is awesome as well. Appreciate the content you guys continually generate for the people. Cheers!

[DnA-utbp]

I ABSOLUTELY LOVE THESE 2 TOGETHER! Ken and George, you remind me of my brothers. Love you guys and love what you do! Thank you!

[BeeDee-qsso]

Ken, you are absolutely priceless! “Rollin, rollin, rollin…”😂 I have many years on Ken but he could honestly be my Dad with some of the stuff he comes out with. Extremely funny. He’s the only one of the lot who can get away with saying the quiet parts out loud, like the comment about getting inside Delony’s head. Nothing ever said in malice, though! So good.

[hollisterlasers-ion]

1:10 how much should we save for our baby's college?
11:07 should I sell or keep my condo, because of increasing HOA fees?
21:10 plugging a live event (slightly urgent sales tactics)
24:15 letter: I have extreme money anxiety despite not being broke for years
28:09 how do I save for a house?
33:39 what do I do with my sign-on bonus?
43:50 we're moving. Should we sell or rent our house?
48:42 should I get rid of the car that I'm upside down on? (The usual, take out a loan to cover the negative equity and sell the car)
54:00 discussion: how to rollover a 401(k)
1:00:00 should I buy a new (to me) truck? (Yes, you have no debt other than mortgage and you're paying in cash, and our guideline is that the value of all motorized and wheeled things is no more than half of your income)
1:03:48 (extremely rambly story) I'm retired, age 71, and wife willl soon retire, age 66. We' can't afford our current bills. Our daughter refuses to pay for her Parent Plus loan w e ook out for her. should I find a job with a 401(k) match if I have to start withdrawing from it at a certain age? (you need to start with the baby steps, don't even do any investing. and get your daughter to pay her own loan)
1:14:08 I'm 18 and am working on a business degree while I run my own business. What do I do? (you gotta pick whether you want to go whole hog on school or business, or go hard on both)
1:24:38 I just learned that I have $31, 000 in student loans I didn't know about. should I consolidate? (no, do the baby steps)

[hbchealthybychoice]

Ken on this episode! I think it brings something fun and unique to the show. 😂 Great job guys!

[bethadab]

" Dose it kill him to dress like a Doctor" lol. Omg Ken . Love you both, such a great combination

[AldaronWasAnInsideJob]

I don't know if I would take the house. If the church fires you, it closes down, etc. You don't have a free house anymore. I would not want to be completely dependent on my employer for my housing, too much can go wrong.

[augustajoseph]

I enjoy and learn so much from your podcast.

[TSTS]

In regards to the HOA, why aren’t they suing the property management company? Condo owners pay huge monthly fees…what’s happening to the money???? Not going to where it is supposed to…

[gillfranz]

My 2 Fav Ramsey personalities 4 sure :)

[elizabethlewis]

Favorite duo! Thank you for all the great advice!

[roynerand]

My FAVORITE team!
You two need to do more shows together!they

[Trustbutverify]

Adam, $31 in student loans is not unsurmountable - you can do it!

[stasikkjv]

IMHO Bill's wife and daughter need to wake up to themselves. Will pray for Bill