My Debt Confession | Snowball Method | Dave Ramsey Baby Step 2

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My debt confession! How much do you think I owe?! 😬

Disclaimer:
I am not 🚫 a financial advisor. I am filming and sharing my journey to hold MYSELF accountable with my personal finances for entertainment purposes ONLY.

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I love how you do the percentages, it’s how I paid off my debts and I’m surprised more people don’t use it. It’s so visually satisfying and motivating! Keep up the awesome work, you can do it 🥳 💛 #teamonceamonth 💛

mattburton
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I absolutely love your debt tracker! It's a genius idea 💛🎉

wegotthisforyou
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Hey Stephanie, here running your playlist. ❤

MakeMoneySaveMoney
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You did a great job explaining your process.

A step saver for you - instead of multiplying your amount times 5% and then subtracting that amount from your total, you can do it in one step:

Take your total and multiple by 95% - that will get you the 5% number without having to subtract.
Hope that makes sense.
So, if you want to know 30% for example, just multiple by 70% and you will have the amount.
If you want to know 20%, for examples just multiply by 80% and you will have the amount.

All the best to you! Kate

papabear
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Yes to keeping up with the debt updates 🥰💕 💛 21:32

budget_with_chuckles
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I like the "why" behind your reasons for eliminating debt. Go mama!!

Kemzozo
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Like your “ I didn’t have to pay any extra money for “ amen !!!! So many people need to just use a notebook and blank envelopes ! Don’t spend money to save ❤Glenda

williamwarren
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YOU ARE SO RIGHT AND DEBT AND SAVING--MY GREAT-GRANDMOTHER USED TO SAY --HOW CAN ONE REALLY SAVE WHEN THEY OWE PEOPLE--SHE WAS SO RIGHT! I SUBSCRIBED TO FOLLOW YOUR JOURNEY.

faithandbudget
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Your debt tracker is visually appealing and encouraging. 💛
#stackthatcash 💜💛💜💛

coupe_dville
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Whoop whoop!! Half way there!! I love the debt tracker sheets

leftybudgetz
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Great video Stephanie! You really out here inspiring us to be more proactive with our debt journey 💛

PropBudgets
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19:54 I am going to do my debt free scream too!!! I went to the show before and met Dave but I wasn’t debt free, I was in the area.💛💛💛💛💛💛💛💛

travelingchief
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Congrats Steph for making your decision & I am proud of You! I know it is not easy to share our debt but it's the beginning of everything to tackle it, great debt confession video 👍

BudgetsWithELMA
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Hi Steph, I hadn't seen this video so came to check it out!

budgetforwithstephanie
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Awesome video! Thank you for sharing and I know you’ll get this done! 💛💛💛☺️🙌🏼💜

MyChaoticBudget
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Great video Steph 🎉 😅I feel you with that Capital One and the same boat, so I completely understand. Your doing great ❤🎉I will be right there rejoicing with you when that part of your journey is complete 🎉❤

budgetzbynessanew