Group Personal Accident Insurance Policy| Policybazaar

In this video, we have explained everything about the group personal accident policy.

Firstly, you should know the meaning of group personal accident insurance. A group personal accident is a type of employee benefit offered by the employer to shield them against the medical & hospitalization expenses incurred in an accident at the workplace causing injury or death.

Next, what is the need for a group personal accident policy?

The following are the benefits of the group personal accident policy-

It improves employee retention in the organization
It helps in gaining employee's trust
It reflects the goodwill of the company.

Other than this, you should know the several benefits associated with this policy, such as-

Coverage for accidental death
Coverage for permanent partial disability
Coverage for permanent total disability
Offers funds for educational expenses of the insured's children
Provides reimbursement for hospitalization charges due to accident or injury, including ambulance charges
Offers weekly benefits for specially-abled employees

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