Stock vs Mutual Fund | Which is better for investment?

A lot of investors have become wise enough to understand that it makes sense to invest when the market is down. Most of the investors are willing to take advantage of the current economic downfall. But the biggest question is:

Should we invest in mutual funds or stocks?

While it is fascinating to see a few stocks giving multi-bagger returns, but they are all good in hindsight. The question is - Who to identify multi-baggers in the future?
Moreover, over the past few years we have seen so many companies go bankrupt. In that case, how to ensure the downside protection?

In this video, I have done detailed research on stock vs mutual funds.

If you are willing to learn everything about money management, you can enroll in my course. 100+ videos, free downloadable pdf, free calculators, etc. Fee: Rs 2490/-

My vision is to spread financial knowledge among millions of people in India so that they can avoid all mistakes that destroy the financial life of Indians and achieve their financial goals.

I can guarantee that this course would be very helpful and one of the best investment decisions. Because investment in knowledge will pay you the best interest. I look forward to having you enrolled in the course.

[SahilBhadviya]

If you are willing to learn everything about money management, you can enroll in my course. 100+ videos, free downloadable pdf, free calculators, etc. Fee: Rs 2490/- Additional discount of 10%. Code "YOUTUBE10".

[sujathathiruvengadam]

YES I agree with you. But many MF give low return or negative. Such situation we feel those fund managers donot do right job and play with our money. with loss we suffer.

[gajendrakhanna]

Yes, That's why we should save in both. Good companies will give good return and remaining should go in mutual funds for downside protection. There's no one shoe fits all. Try both while keeping some portfolio in fixed income instruments

[brainymoirangthem]

here is the man am looking for, got to clear a lot of question s in my mind, gonna watch more of his videos

[YogendraSingh-wjfy]

I have never commented on any body's video but your way of presentation forced me to comment I really admire your voice knowledge and way of presentation. Really unmatchable.

[nirmalraj]

No unnecessary talk. Crisp and clear. Kepp it up.

[faisalmit]

Seedhi baat no bakwas.... I recently subscribed the channel and it’s worth it...

Keep up the good work !!!

[kumararjun]

As a starter you should always invest in Mutual funds, however after 5 years of investing experience you need to change your focus to quality stocks . Learning self is one important habit for you to be successful in stock market . You will always end up having average or below average returns in mutual funds . Mutual funds is for people with middle class mentality . Dont taking risk is not the right approach instead managing the risk is the new approach. Learn more and invest in quality stocks. All big investors grown by investing in stocks and not in Mutual funds .

[nareswarroychowdhury]

Your explanation style is very good. It gives one sense that your aim is to protect the general investors from losing money, a selfless endeavour. Incidentally your balancing investment between MF & Stock matches with mine. Sharing your style gives me relief. Thanks.

[nevilparekh]

Very interesting topic. I see very less or no people covering such topic

[pran]

Thats true Sahil. But if observe the commanalities among the companies that continue to exist in N50 they all have high ROCE, ROE and low debt (NPA in case of banks).
Most of the companies that did poorly are those working in heavy capex industries and high debt.
Its not that hard as long as one keeps reviewing stocks twice a year. You can refer to strategic indices and bluechip MF portfolios, if a stock leaves these lists you need to sell it ruthlessly.
You must compound 0.46% expense ratio over 20 years, thats a big amount.
If someone does not want to do anything, indexing is best I agree.

[priyeshghoradkar]

You are a blessing to the new investors good job Sahil!

[rp]

Hi Sahil, i am now regular watcher of your videos. While i do agree that mutual funds are better managed by fund managers sometimes the trap of getting richer faster is so high that most of people end up investing in stocks without even knowing the details of it. The final result is financial loss.

[VamsiChidipothu]

Thanks for explaining English, keep using English

[jagdishvirkar]

Well explained sir,
SIP has another advantage that discipline of investment. Means every month certain amount is strictly invested. Which generally miss when we invest in stocks.

[allabout_finance]

Your selection of topics are outstanding.
I love the in depth knowledge you share and understanding about finances.
Way to go👍👍👍

[sri]

Man one of the amazing content, all the retail investors to see this. People who invested in 2020 thinks they are masters in stock market. But reality is different. This video worth 100 likes from each viewer.

[ramkumarhll]

Soo nice to see such a nice update and breif understanding on stocks nd mutual funds

[abilash]

Wow u nailed it bro, Im a victim of suzlon, jet airways, unitech disaster lost tto much money

[MrRaghavreddy]

Super Mr sahil. I am big fan of you. God bless you. U r indepth knowledge about subject is amazing...