Credit Scores Are A Scam That Keeps People Poor

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It’s still good to have a good credit score. Just have to use it for the right things. Like buying assets.

thisisfun
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It’s hard explaining this to some people

romariobernard
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More dumb stuff = staying broke for a longer time 😂

Ukrainian-woman-of-your-dreams
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I'm 49 years old & I always try to pay cash for everything but when it came to buying my house ( during Covid ) I only had a 644 credit score. Just enough to qualify. The reason it was so low was because I didn't have enough established credit. I'm building my credit score up now in case I need a new car & I don't get screwed by the interest rate cuz I don't have $20K plus in cash. I use my C.C & pay the balance off each month so I don't pay much interest

r.massattack
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I agree with your comments 100 percent. last month, I was watching a YouTube channel and, the women had received her first American Express "charge" only card. The first words out of her month were "so what is my credit limit" ... I felt like pulling my hair out. I tried to tell her in the comments section that, this is not a "credit card" but is instead a "charge card" and, it has no preset spending limits. In addition, I would add a "good" credit score is useful when requesting a lower interest rate on a credit card for the rare times, you may need to carry a balance for two (3) or three (3)-months. Currently, I used my credit score to lower my VISA down to 8.9 percent APR (smile ... smile).

transitengineer
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Autopay the full amount on credit cards every month.

joewalla
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I bought something cheapish when I was young to get a credit score. I'm in my 30s and haven't need to use my credit score, I feel like that was a waste of time and money so far.

UltimateGattai
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Bro I'm digging the rag top...looks $$ pricey... Should have sport it with a same color dress shirt...that of course you pay in looking to business I'm working on it business before goal is to keep it under 800 dollars.. credit card....

phk
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Use your credit score to save more money, and NOT offsetting your savings, by buying more things.

josephfriedrich
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I have a perfect credit score and still would get a rate of a sub 500 score 3 years ago.

modernman
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When you use debit cards you don't build your score or get free trips

alkarim
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"Credit is for people that don't have any Turner

NURREDIN
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Good CS is important, vut using the funds corrected

Tasha-ce
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When I use debit card I don't pay interest

seemooreb.