Maximize Your Cashback! | Get 5% on Your Q3 2020 Credit Card Rotating Bonus Categories (Jul to Sep)

It's that time of the year again to review our new quarterly bonus categories for our favorite cashback cards. This includes the Chase Freedom, Discover It, US Bank Cash+, and Citi Dividend card. Plus, we'll share some free tools that you can use to help you remember the new bonus categories.
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#creditcards #cashback #personalfinance

[TripAstute]

What do you all think of the Q3 bonus categories? Are you as excited as I am about the Freedom card's Amazon.com bonus? 🤓

[arthurfig]

You’re one of my favorite CC YouTubers to watch. Not only you make very helpful videos, but you were so nice when we had a FaceTime call a few months ago for a CC consultation, and on a Instagram DM. The first time I used a YouTubers affiliate link for a CC application was after that consultation. I hope everything is going well and you and you’re wife are staying safe at these crazy times!

[camtierney]

you can really tell u are a former mngmt consultant lmao. love the vids keep it up

[alteredillusions]

Good video! I think the 5% categories on Discover and Freedom are great because I have to buy stuff for my new place.

[Panthus]

Thank you so much for the wallpaper - it helps me so much! I used to write on stickers on each card so this is much easier.👍

[OMalleyTheGolden]

Great video! It’s been awesome seeing your channel grow the last couple of months :) if I have both the chase sapphire reserve and the Discover It card, which would you recommend to use for restaurants this upcoming quarter? Discover 5% cash back is higher than 4.5% back if I use the reserve’s travel portal, but there’s also the potential for a higher % if I transfer points to travel partners right?

[CedricBeasley]

Hi, thanks for this video—very informative. However, I have a question, I have been applying for multiple cards lately, I have noticed that the banks seem to rotate their pulls with all three bureaus. My last few pulls all hit my Experian report and nothing on the other two. So, can you tell me what are the normal rotations for the big banks, or how can I tell which bureau a bank is pulling from at that moment?

[tlaurencell]

The 3rd quarter bonus categories are typical selections. Safe plays by the companies. Amazon is a really good option due to everyone tending to shop remotely, our closest whole foods is over an hour away so we wont utilize that. the restaurants and pay pal will be an easy hit for us since we can shop online and use the pay pal option. Have a great

[ezioaltairac]

FYI Amazon Pay and international Amazon sites don’t count for the 5% for the Freedom.

[jenng]

While I gather Whole Foods is great for people looking specifically for that type of grocer experience, it’s regional and the pricier of most options. While my house doesn’t mind paying a bit more for quality selection and a clean, friendly experience, we aren’t willing to travel 45 min for it. I also think Whole Foods was “partner brand” motivated because it’s owned by Amazon. Whereas the customer friendly choice would have been to just award “grocery stores” the %5 bonus. Hopefully as the shutdown climate fluctuates Chase will alter course, like with Q2.

[pointsofview]

Uber Eats did code as a restaurant on my Chase Sapphire Preferred Card so you could do a test transaction for Uber Eats and see if it codes as Dining on Discover

[ezioaltairac]

Not related to the video, but are you growing a mullet by chance?

[Coecoebrown]

It’s unfortunate because I already have the Amazon card from Chase. So before June 30 I’ll have to buy grocery store gift cards.