Can SoFi 10x in 10 years? (Ep. 18)

0:00 Intro
1:02 SoFi Deposit Growth, Loans, Default Risk?
4:44 SoFi Critical Success Factors (Differentiators)
5:56 SoFi Guidance & Profitability
9:29 SoFi Dividends in the Future?
12:16 SoFi 10x in 10 years?
16:06 Tech Platform Future Expansion
20:26 $HOOD vs. $SOFI: Earnings, Deposits, MAU, Web Traffic
25:02 SoFi Stock Surge After Profitability?
27:33 SoFi General Council Sells $1.6M of Stock
29:55 Anthony Noto as an Operator
30:57 Big Institutional Holders / Manipulation in Stock Price?
35:50 Outro

Tevis:

Tannor:

Riley:

Steven:

$SOFI #SOFI #studentloanforgiveness #studentloandebt $PYPL $HOOD $GS

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Disclaimer: This content is for education and entertainment purposes only. Tevis / The Fundamentals of Investing Podcast does not provide investment or tax advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

[N-utyw]

I know you got alot of these comments but this video is perfect, nothing like these news channels making us fall asleep halfway through.

Keep up the good work guys

[capitalexotics]

SoFi $20 EOY, Q4 profitability.
This guy knows, Q4 profitability!

It seems like when you guys were talking about “big banking clients” using Galileo - you and Tevis were smiling like you know something you’re not sharing. Tell us what the insiders have told you, we need the boost. 5, 800 shares and looking to add more, but I need more conviction.

[sterlingcampbell]

SoFi is a pressure cooker. When fundamentals improve the stock price either increases or produces positive appreciation pressure also known as "tail wind". SoFi fundamentals have grown so fantastically with relatively little price action. This tells us the upward pressure has been building and building with each aforementioned fundamental expansion.

Bank charter granted? Fundamental value increases and so does the upward pressure. Options released...more revenue and pressure, owning Galileo, owning Technysis, Galileo and Technysis customers being acquired left and right, new UI, member growth, revenue diversification and so on and so forth.

...all that with very little price movement, which means that's a lot of pressure that is ready to be released. That release will be the profitability that's coming later this year. Pair that with all the big money that will be coming in once GAAP profitability is achieved and we can safely assume that 2023 is the last chance to buy SoFi at single digits prices. Accumulate while you can.

[mohamedgoldstein]

Dont blame just the General Counsel. I sold at 7.95. But bought it back at 7.25. I completely believe in Sofi. I have sold my Gold, I have sold my graphene, I have sold my pipelines to get SOFI.

[JennChina]

SoFi needs to use it's own platform ASAP!

[FightingWordsFinancial]

Profitability will likely come before Q4 2023. Just based on the 190 basis point cost of funds savings and increased interest income they will achieve profitability with NO increase in revenues by Q4. With any significant increase in revenues assuming no unexpected costs, profitability will occur by Q3.

[JennChina]

We need to 15X from here in 10 years. I bought at $15 believing it could be at $100 in 10 years.

[williefaison]

I ❤ the conversation...
Even though I'm over-extended in this stock I'm glad to hear this type of extensive analysis
on the overall actions of this fintech, that's why I'm holding on and planning to add as much as
I can to my SOFI ROTH account while the price is below $7❣

I'm also wondering if annuity products are available at SOFI for folks who want to transfer retirement
accounts🤑

[drbob]

Tevis I think you are underestimating SoFi in 10 years, lol. I think SoFi can 20X in 10 years or less, to go from $5 l/share to $100, so from mkt cap of $5b to 100b or more. Of course, a lot of things have to go right but with Noto and Borton at the helm, anything is possible. Mgmt team are killers as Kris Patel put it haha. And Galileo & Technysis combine for a super technology for banks & other institutions. Timing is everything. Oh, and Wyndham Capital Mortgage is another driver of business in the coming qtrs & years.

[hrstolive]

Let’s just hope they can get to 20 dollars a share by time they are profitable.. thoughts on if you think that will happen if they hit profitability by end of year?

[StarBuccaneers]

Great debate. Let's see if SoFi team can execute.

[stocks]

Better than this cnbc shit.This is like Sofi itself, for the new generation

[TonyYIsOn]

They need to save the capital so they can lend out more $$