How Can I Buy a House with No Down Payment? | Redfin #realestate

Can I buy a house with no down payment? In episode 21 of Real (Estate) Talk, our experts Joe Rath and Courtney King discuss several zero-down and low-down payment loan options. Real (Estate) Talk answers your most-Googled questions about the housing market, including mortgage rates, finances, and more.

This video is not intended as a solicitation if you are represented by an agent. The content is for informational purposes and should not replace professional counsel from a licensed attorney, financial advisor, or tax professional. Please confirm the suitability of referenced services independently.

Here’s what we’ll cover in today’s video:
0:00 - Intro
0:09 - How can I buy a house with no down payment?
0:58 - You don’t need to put 20% down to buy a home
1:07 - VA loans + requirements
1:58 - USDA loans + requirements
3:06 - Pros and cons of zero-down mortgages
4:11 - Options if you don’t qualify for a zero-down mortgage
4:44 - FHA loans + requirements
5:08 - Consider down payment assistance programs
5:41 - Down payment assistance option #1 - loans
6:12 - Down payment assistance option #2 - grants
6:24 - Down payment assistance option #3 - credits
6:50 - Where should you start looking for loan and down payment assistance options?
7:32 - Joe’s experience with down payment assistance programs
9:34 - Outro

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