THIS will Happen to the US Housing Market in 2025

Given the rise in the number of homes for sale (i.e. housing inventory) and the increase in mortgage interest rates, Fannie may revised DOWNWARD their previous housing market forecast.

In today’s video, I share all the details of their real estate market forecast for housing starts, home sales, home prices and average mortgage rates in 2024 and 2025 (link below for the reports).

Thank you for watching the video! I appreciate you. Please like, share this video and subscribe!

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Compilation of Housing Market Forecast videos:

Source of the reports I shared in today’s video:

To give you a quick mortgage interest rates update, according to the Mortgage News Daily the average 30 yr fixed rate mortgage is around 7% for the current mortgage rates for people with exceptional credit (at the time of filming this video).

Comment below: what’s your housing market forecast? Do you think a housing crash will happen or are your housing market predictions that the real estate market and home prices will continue to surge?

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Jason Walter, CPA (inactive CPA lic 103885)
Sacramento real estate agent and native (DRE 01923240)
Mortgage Loan Officer, NMLS 2566691
Revest Homes (DRE 02174879, NMLS 2362319)

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Disclaimer:
Jason Walter is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only.

This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you. Thank you for your support! Jason Walter is a licensed real estate agent and mortgage loan originator with Revest Homes in California (DRE 02174879, NMLS 2362319).

#housingforecast #FannieMae #housingmarket

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[MarioLuigi-vbrp]

These numbers don’t factor in a very unstable world at the moment. Problems with financial institutes all over the world and the list goes on. Anything can happen

[araparts]

Fellow Sacramento area resident here....Been watching you since you started this channel. It's awesome to see that you're almost at 100k subscribers and wish you much more success in the future. Cheers from Elk Grove! PS, I watch all the ads 😁

[mattanderson]

Thank you Jason!
You always provide the best analysis and we appreciate it!
Thank you

[Steverz]

Happy Saturday Jason!🎉 Get out and enjoy this 3day weekend 👍

[jamesyoo]

Appreciate the update! Enjoy the rest of your weekend!

[matthewmartineau]

Great content, i think that regarding to sales and home prices it's impossible to forecast the whole country, some city and state price will continue to rise, some will flat out or decline

[pickyourswitchoriginal]

Love this. Thank you for digging.

I am a senior close to retirement without ever having owned a home, but have had a career and making ok money. I recently purchased a small SUV in anticipation of it becoming my home when I retire...I have no hope of having secure housing.

[jomomma]

I like your spreadsheet. Fannie is not even using math anymore, they are using a hope and a prayer. Look at the trend. Rates higher for longer, home sales continuing to go down yoy, and magically it’ll just be all better next month, next year. Same story they been spinning for the last few years. “It’s a great time to buy”.

[xncbwbz]

What I'm seeing in my local area (upstate SC) is a bifurcation between the bottom end of the market SFHs/rental units with a lot of deferred maintenance gradually stacking up inventory and ask prices drifting down, while the mid-range, move-in ready SFHs in decent locations clear easily with prices trending modestly up. The sense I get is that lack of affordability drove a lot of speculation into the lower end of the market, it overshot to the upside and is starting to normalize.

[cowpunkability]

Sometimes I’m a little slow, so let me ask this question is he basically talking about supply and demand so other words there will be less houses of one type, higher interest rate or remaining the same, and so….. gosh I lost the point is it that it’s a good time to buy sell or what I can’t remember lol I just got lost. Someone help me with the main point?

[LikeWatchingPaintDry]

"Highly unlikely to see a sizable decrease in sales" that's what China said. lol

[Courtney-Alice-Gargani]

I love the sign $5 for Whining. Where did you buy it?

[williamjohnson]

Home sales are just half of the supply/demand equation. For the last ten years there have just not been enough homes built, especially single family detached on a quarter acre lot (the American dream)

[bilizard]

Definitely looking a little gaunt. Hope you get well soon.

[stevenap]

I think realtors are starting to realize they aren’t economists, analysts or financial advisors. Good for them. If sales do increase it’ll more than likely translate to lower prices. Until then, they’ll be stuck eating Ramen noodles for dinner.

[bobg]

Hey bud I'm trying to get a home equity line of credit on my paid off property in los Angeles to build a new construction starting in 6-9 months with 5% interest from 80% of the value only for one year and of course it will fluctuate after one year it will cost me $250-$280 per square feet, right now I'm a renter living not far from that location.I'm a little bit worried about the recession which I sense from far away regarding significant decline in home values could cause lenders to reduce your line or freeze it — as I learned during the last Recession. I just would like to know if this is a solid deal, thanks.

[christopherzerbe]

Sales are down b/c owners are on mortgages with lower rates. Why would anyone sell to get a higher rate? Let's keep it real here.

[gringosays]

Why is there very little interest in purchasing a home by assuming the existing FHA low interest rate loan?

[dianaricciardelli]

In October 1981, interest rates reached their highest point in modern history at 18.63% for a 30-year mortgage, according to Freddie Mac data. This was nearly three times the current rate. However, home prices were a fraction of what they're today. Interest rates are NOT the problem. Outrageous homes prices are the PROBLEM. The Fed lowered the interest rates to a historic low of 2-3% in response to the pandemic. Low interest rates caused Corporate America to buy thousands of homes across the country and increased buyer demand, which led to higher prices in homes and rents and low inventory. People can't afford to buy a home because prices have doubled or tripled in the last three years. It has nothing to do with interest rates!