MY TOP 5 DIVIDEND STOCKS (PPC Ian Stock Portfolio Update)

I'm excited to review my personal dividend stock portfolio in today's PPC Ian dividend stock portfolio update. See my top 5 positions! And, see my largest insights (and action items) on how I plan to manage my dividend portfolio moving forward.
#dividend #stock #portfolio

Timestamps:
0:00 INTRODUCTION
0:04 I own 37 dividend stocks in my portfolio.
0:20 Check out my Corner Patreon (link in pinned comment) for my complete dividend stock portfolio (% allocation to each position).
0:44 SEGMENT 1 MY TOP 5 DIVIDEND STOCK HOLDINGS (BLOSSOM SOCIAL) Disclosure I'm a Blossom Social Affilaite
1:24 I lump everything else into SCHD. My SCHD position is actually small, I'm using SCHD in Blossom to represent the "Other" Category.
2:11 PepsiCo (PEP) is now my number 1 largest dividend stock! 8.77% of my portfolio and 7.07% of my dividend income.
2:50 Jonson & Johnson (JNJ) is now my number 2 largest dividend stock.
3:02 Starbucks (SBUX) My Number 3 Dividend Stock
3:11 McDonalds (MCD) My Number 4 Dividend Stock
3:25 SURPRISE: Altria (MO) is now my number 5 largest dividend stock. So far, this has paid off for me! 7.05% of portfolio value and a staggering 16.13% of my dividend income.
4:22 My top 5 core stocks comprise 40% of portfolio value and 42% of dividend income.
5:22 SEGMENT 2 KEY LESSONS FROM MY DIVIDEND STOCK PORTFOLIO ANALYSIS
5:30 LESSON 1 Average portfolio yield is up to 3.73% current dividend yield.
6:03 Huge trade in Altria (MO) 16.13% of Dividends
6:10 Huge trades in Realty Income (O) 7.38% of Dividends
7:20 GOAL of 4.0% to 4.5% portfolio-wide yield
7:38 LESSON 2 Portfolio Performance Is Strong (Especially Dividend Growth)
8:15 May of 2024 vs. April of 2022, portfolio value is up 24.30% and dividends are up a staggering 49.50%.
9:43 LESSON 3 Concentration of Risk in Restaurants and CPG.
10:09 26.8% of dividend income comes from sin stocks.
10:27 Restaurants and CPG-related stocks are 56.8% of portfolio, and 61.5% of dividends.
10:54 I'd like to add to healthcare (JNJ and PFE)
11:37 LESSON 4 5-Year Dividend CAGR vs. Current Yield Analysis
12:10 My weighted average 5-year dividend CAGR is 4.77%.
12:20 3.73% starting dividend yield.
12:36 TAKEAWAY Self Critique: I should either have a) higher starting yield and/or b) faster dividend growth.
13:18 My dividend growth is not that high..
13:55 THREE TIER STRATEGY: SCHD, Core Stocks, High Yielders
14:40 It's very difficult to beat SCHD.
15:49 When I add up my Top 5 Core Stocks, CAGR averages 6.8% (simple average).
16:59 Golden Rule from Backyard Days Strive for 7% dividend CAGR.
18:54 DISCLAIMER AND DISCLOSURE

DISCLOSURE: I am long PepsiCo (PEP), Johnson & Johnson (JNJ), Starbucks (SBUX), McDonalds (MCD), Altria (MO), Realty Income (O), Raytheon Tech (RTX), Pfizer (PFE), British American (BTI), and SCHD. I own these stocks (and ETF) in my personal dividend stock portfolio. I'm also long Treasuries.

I'm a Blossom Social Affiliate and earn a commission for sign-ups.

DISCLAIMER: All information and data on my YouTube Channel, blog, email newsletters, white papers, Excel files, and other materials is solely for informational purposes. I make no representations as to the accuracy, completeness, suitability or validity of any information. I will not be liable for any errors, omissions, losses, injuries or damages arising from its display or use. All information is provided AS IS with no warranties, and confers no rights. I will not be responsible for the accuracy of material that is linked on this site.

Because the information herein is based on my personal opinion and experience, it should not be considered professional financial investment advice or tax advice. The ideas and strategies that I provide should never be used without first assessing your own personal/financial situation, or without consulting a financial and/or tax professional. My thoughts and opinions may also change from time to time as I acquire more knowledge. These are, as discussed above, solely my thoughts and opinions. I reserve the right to delete any comments for any reason (abusive in nature, contain profanity, etc.). Your continued reading/use of my YouTube Channel, blog, email newsletters, whitepapers, Excel files, and other materials constitutes your agreement with and acceptance of this disclaimer.

COPYRIGHT: All PPC Ian videos, Excel files, guides, and other content are (c) Copyright IJL Productions LLC. PPC Ian is a registered trademark (tm) of IJL Productions LLC.

[ppcian]

IMPORTANT ANNOUNCEMENTS:
Thanks for watching! Please don't forget to "like" and “subscribe”. Please let me know in the comments below what you think about my latest portfolio update.

BLOSSOM SOCIAL:
Here's my affiliate link to sign up for Blossom Social. It’s a free investing-focused social media platform co-founded by YouTuber Brandon Beavis. Sign up and connect with all kinds of cool investors:
(Disclosure: I'm an affiliate of Blossom Social and am compensated for account sign-ups.)

HELPFUL RESOURCES:
Just about 1 year back, I sold 11 stocks to simplify my portfolio (and fund a real estate transaction). Here are the videos highlighting my sales:.




CHECK OUT MY PATREON:
I'm sharing exclusive bonus content over on Patreon! I offer two tiers: Backyard Patreon and Corner Patreon.

My Backyard Patrons see my stock trades, each accompanied by a blog post write-up. They also have access to 50 historical Patreon-exclusive videos.

In addition to all Backyard Patron perks, my Corner Patrons also have access to my complete dividend stock portfolio (% allocation to each position) AND my complete bond portfolio (% allocation to each position). They additionally enjoy exclusive portfolio update videos, Corner Patreon virtual meet-ups, an exclusive Discord server, and more.


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Thanks so much, everyone, for your support. I hope you enjoy the video today!

(Disclosure and Disclaimer: I'm an affiliate of Blossom Social. I am compensated for sign-ups. I'm long BTI, MO, and O. Please see video description for all disclosures and disclaimers.)

[toulahen-sdzk]

I retired at 57 (now 58) with ~$1M and investments in BTC/SCHD/ETH. I travelled Southeast Asia for a year while traveling slow from city to city. After a full year of travel expenses, I still have ~$1.3M in my accounts. I used my taxable brokerage account to pay for these expenses. This year, I'm driving uber to keep busy and do my next travel planning and then off to Central/South America at the end of April for a year of travel again. I know that this is the only time and opportunity I'm going to have to do this. At 65 who knows what shape I'll be in. I think we get too caught up in the living poor in the old age argument. When all statistics show that in old age your expenses always go down except maybe healthcare. FI-RE and one year of travel has given me so much joy and opened my eyes to things I never imagined possible. God Bless Heidi

[Bob_]

Rumor has it that ppcian is running for the US presidency this November. You, sir, have my vote. Let’s get that social security ‘trust fund’ converted into dividend stocks.

[JulianCobo]

Thanks for the update, Ian. Your top 5 dividend stocks seem solid. I am considering adding JNJ to my portfolio at around $147-$148 for 50 shares as it did someone in comments. Tamap has been helpful in tracking your investments. Looking forward to hearing more ideas from you.

[samsargent]

The market has a way of not caring about what you want your largest positions to be. Because of the AI boom, MSFT & AVGO have blown past all of my other positions and that was never the plan. I am not complaining, just adding to those stocks that have been left behind. This was perfect for a Sunday evening, great to see a portfolio update. Thanks as always!

[francoissauve]

I'm thinking of buying 50 shares in JNJ tomorrow as a one time purchase, new position, $147 or $148

[dannyYT]

Sin stocks are doing well these days! I own Phillip Morris, BTI, MO, RGR, TAP in my sin stock portfolio

[Dividendflywheel]

Ian (I might be wrong) but please consider that there is an inverse relationship between high yield and high CAGR. The degree to which the top 50% of your portfolio differs from the top 50% of SCHD holdings IS PREDICTIVE of the difference you will see. Your portfolio composition (and goals) seem more aligned with VYM.
Secondly, not reinvesting 100% of the dividends you earn might also reduce your CAGR. There’s nothing wrong with this because the purpose of investing in dividend stocks is to benefit from the income they generate
Your channel is very educational. Keep up the great work

[cdm]

Good stocks Ian. I also own MO, BTI, JNJ, PEP. Sold PFE a few months ago and bought ABBV.

[clicgear]

Schd has been my number one for the last two years. I’m real close to retirement tho, so makes a lot of sense to me. Bti, Altria, and O have been on the radar as well. I need more money, and that’s just the way to go.

[TortoiseInvesting]

You have an extremely STRONG core/satellite portfolio, the holdings you hold big percentages in are absolute behemoths in their industries and pay very reliable, growing dividends! Awesome stuff man, always look forward to your updates and hearing how everythings going with you

[Valueist]

It's nice to see that you are getting more into sin stocks again. I have a similar portfolio allocation to yours and feel comfortable with it.

[richardthorne]

Excellent portfolio and strategy and love your passion and commitment to share free content.

[AsDfler]

Ian what a nice and welcome surprise this Sunday evening for me.

Thumbs up before watching the video and kind greetings from across the pond.

[donyaschuk]

First time viewer sent by Passive Income Investor. Yup like sbux. Dumping BNS, SAP, RCI, and going nipples deep into SCHD. Scooping it up at $77.

[charleschilds]

I’m approaching in a similar way. Many individual stocks, but trying to build schd over time. I’m definitely review the higher yield opportunities. Thanks!

[senna..]

I found this very educational, great to see your thought process and the way you objectively assess your portfolio! Thanks a lot for sharing and I hope your portfolio hits all your financial targets :) I'll go work on mine now, thanks to this inspiration ;)

[stockjock]

Nice to see some share price appreciation in MO this year, but I was actually hoping to add more as long as it was yielding over 9% lol.

I had no idea SCHD had such an impressive dividend growth cagr. I definitely need to add it to my watchlist and consider how it might suit my own objectives.

Thanks Ian!

[morriselee]

Great update, Ian! Stick to the quality stocks and keep add newly saved hard-earned money. Leave the rest to the most magical thing: time!

[evadeanu]

I like your content. Subscribed. Also, welcome to Blossom!