What is a hospital indemnity plan?

It's important to know your options when it comes to health insurance plans, especially if you want to protect yourself during medical emergencies.

Among them is the hospital indemnity plan, which provides a unique form of coverage that complements traditional health insurance policies. If you're hospitalized due to an injury or illness, your hospital indemnity plan provides you with cash benefits directly.

You can use that money on medical expenses and other essential costs, like childcare, transportation, and living expenses. And if you think a hospital indemnity plan is out of your price range, think again. Premiums can start at around just $10 per month.

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