Personal Umbrella Insurance Explained 1

If you’re caught in a storm, a raincoat is helpful. But carrying an umbrella gives you an extra layer of protection. Same for insurance. An Umbrella policy gives you an extra layer of liability coverage over-and-above your Auto or Homeowners policies.

Umbrella insurance from Autumn helps safeguard from liability claims involving your vehicles, home or personal property. This “safety net” helps pay for judgments against you that exceed the limits of your basic insurance. For example, let’s say your car insurance covers liability up to $500,000. If you cause an accident that leaves a driver with $750,000 in medical bills, an Umbrella policy would kick in the remaining $250,000.